WallStSmart

BBVA Banco Frances SA ADR (BBAR)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BBVA Banco Frances SA ADR generates 745% more annual revenue ($3.14T vs $371.44B). BRK-B leads profitability with a 18.0% profit margin vs 8.0%. BBAR appears more attractively valued with a PEG of 4.37. BRK-B earns a higher WallStSmart Score of 54/100 (C-).

BBAR

Hold

42

out of 100

Grade: D

Growth: 4.0Profit: 4.5Value: 5.0Quality: 3.8
Piotroski: 4/9Altman Z: 0.39

BRK-B

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.60

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BBAR3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$396.18B10/10

Generating 396.2B in free cash flow

P/E RatioValuation
13.1x8/10

Attractively priced relative to earnings

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.03T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

Areas to Watch

BBAR4 concerns · Avg: 2.5/10
Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Profit MarginProfitability
8.0%3/10

8.0% margin — thin

PEG RatioValuation
4.372/10

Expensive relative to growth rate

Revenue GrowthGrowth
-8.0%2/10

Revenue declined 8.0%

BRK-B4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : BBAR

The strongest argument for BBAR centers on Price/Book, Free Cash Flow, P/E Ratio.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bear Case : BBAR

The primary concerns for BBAR are Return on Equity, Profit Margin, PEG Ratio.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

BBAR profiles as a value stock while BRK-B is a declining play — different risk/reward profiles.

BRK-B carries more volatility with a beta of 0.70 — expect wider price swings.

BRK-B is growing revenue faster at -0.7% — sustainability is the question.

BBAR generates stronger free cash flow (396.2B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (54/100 vs 42/100), backed by strong 18.0% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BBVA Banco Frances SA ADR

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Banco BBVA Argentina SA offers various banking products and services to individuals and companies in Argentina. The company is headquartered in Buenos Aires, Argentina.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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