Beacon Financial Corporation (BBT)vsItau Unibanco Banco Holding SA (ITUB)
BBT
Beacon Financial Corporation
$29.77
-0.90%
FINANCIAL SERVICES · Cap: $2.50B
ITUB
Itau Unibanco Banco Holding SA
$8.21
+1.99%
FINANCIAL SERVICES · Cap: $86.41B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 27059% more annual revenue ($138.95B vs $511.61M). ITUB leads profitability with a 32.3% profit margin vs 17.6%. ITUB appears more attractively valued with a PEG of 1.30. ITUB earns a higher WallStSmart Score of 76/100 (B+).
BBT
Strong Buy73
out of 100
Grade: B
ITUB
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+35.6%
Fair Value
$48.20
Current Price
$29.77
$18.43 discount
Margin of Safety
-10.1%
Fair Value
$8.69
Current Price
$8.21
$0.48 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 58.3%
Revenue surging 221.0% year-over-year
Earnings expanding 501.0% YoY
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Areas to Watch
Moderate valuation
ROE of 4.9% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
2.8% earnings growth
Comparative Analysis Report
WallStSmart ResearchBull Case : BBT
The strongest argument for BBT centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 58.3%. Revenue growth of 221.0% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bear Case : BBT
The primary concerns for BBT are P/E Ratio, Return on Equity, Piotroski F-Score.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Key Dynamics to Monitor
BBT profiles as a growth stock while ITUB is a mature play — different risk/reward profiles.
BBT carries more volatility with a beta of 0.92 — expect wider price swings.
BBT is growing revenue faster at 221.0% — sustainability is the question.
ITUB generates stronger free cash flow (45.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (76/100 vs 73/100), backed by strong 32.3% margins and 11.0% revenue growth. BBT offers better value entry with a 35.6% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Beacon Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Beacon Financial Corporation is the bank holding company for Beacon Bank & Trust that provides various banking solutions in New England and New York, the United States. The company is headquartered in Boston, Massachusetts.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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