Beacon Financial Corporation (BBT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Beacon Financial Corporation stock (BBT) is currently trading at $30.04. Beacon Financial Corporation PE ratio is 27.96. Beacon Financial Corporation PS ratio (Price-to-Sales) is 4.72. Analyst consensus price target for BBT is $34.57. WallStSmart rates BBT as Moderate Buy.
- BBT PE ratio analysis and historical PE chart
- BBT PS ratio (Price-to-Sales) history and trend
- BBT intrinsic value — DCF, Graham Number, EPV models
- BBT stock price prediction 2025 2026 2027 2028 2029 2030
- BBT fair value vs current price
- BBT insider transactions and insider buying
- Is BBT undervalued or overvalued?
- Beacon Financial Corporation financial analysis — revenue, earnings, cash flow
- BBT Piotroski F-Score and Altman Z-Score
- BBT analyst price target and Smart Rating
Beacon Financial Corporation
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BBT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Beacon Financial Corporation (BBT)
BBT trades at a significant discount to its Graham intrinsic value of $48.20, offering a 36% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Beacon Financial Corporation (BBT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
Beacon Financial Corporation (BBT) Key Strengths (7)
Keeps $58 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 221.00% year-over-year
Earnings per share surging 501.00% year-over-year
93.14% of shares held by major funds and institutions
Strong profitability: $18 kept per $100 revenue
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Beacon Financial Corporation (BBT) Areas to Watch (3)
Very low returns on shareholder equity
Paying a premium for growth, expensive relative to earnings expansion
Premium valuation at 4.7x annual revenue
Supporting Valuation Data
Beacon Financial Corporation (BBT) Detailed Analysis Report
Overall Assessment
This company scores 73/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 7 register as strengths (avg 9.3/10) while 3 fall into concern territory (avg 3.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.97) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 58.30%, Profit Margin at 17.60%. Growth metrics are encouraging with Revenue Growth at 221.00%, EPS Growth at 501.00%.
The Bear Case
The primary concerns are Return on Equity, PEG Ratio, Price/Sales. Some valuation metrics including PEG Ratio (2.60), Price/Sales (4.72) suggest expensive pricing. Profitability pressure is visible in Return on Equity at 4.86%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 4.86% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 221.00% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Price/Book makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
BBT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
BBT's Price-to-Sales ratio of 4.72x sits near its historical average of 4.79x (20th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 3% below its historical high of 4.88x set in Mar 2026, and 0% above its historical low of 4.71x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Beacon Financial Corporation (BBT) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Beacon Financial Corporation is a strong growth company balancing expansion with improving profitability. Revenue reached 512M with 221% growth year-over-year. Profit margins of 17.6% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 221% YoY, reaching 512M. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 486.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Beacon Financial Corporation maintain 221%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 317.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Beacon Financial Corporation.
Bottom Line
Beacon Financial Corporation offers an attractive blend of growth (221% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 8:25:05 AM
About Beacon Financial Corporation(BBT)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Beacon Financial Corporation is the bank holding company for Beacon Bank & Trust that provides various banking solutions in New England and New York, the United States. The company is headquartered in Boston, Massachusetts.