WallStSmart

Bright Horizons Family Solutions Inc (BFAM)vsCarriage Services Inc (CSV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Bright Horizons Family Solutions Inc generates 603% more annual revenue ($2.93B vs $417.44M). CSV leads profitability with a 12.3% profit margin vs 6.6%. CSV appears more attractively valued with a PEG of 0.84. CSV earns a higher WallStSmart Score of 72/100 (B).

BFAM

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 7.3Quality: 5.3
Piotroski: 6/9Altman Z: 1.52

CSV

Strong Buy

72

out of 100

Grade: B

Growth: 6.0Profit: 7.0Value: 10.0Quality: 3.0
Piotroski: 5/9Altman Z: 0.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BFAMSignificantly Overvalued (-257.1%)

Margin of Safety

-257.1%

Fair Value

$22.85

Current Price

$79.74

$56.89 premium

UndervaluedFair: $22.85Overvalued
CSVUndervalued (+59.7%)

Margin of Safety

+59.7%

Fair Value

$109.46

Current Price

$43.08

$66.38 discount

UndervaluedFair: $109.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BFAM0 strengths · Avg: 0/10

No standout strengths identified

CSV5 strengths · Avg: 8.2/10
Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

PEG RatioValuation
0.848/10

Growing faster than its price suggests

P/E RatioValuation
12.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.9%8/10

Strong operational efficiency at 22.9%

Areas to Watch

BFAM4 concerns · Avg: 3.3/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.524/10

Distress zone — elevated risk

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

EPS GrowthGrowth
-23.6%2/10

Earnings declined 23.6%

CSV4 concerns · Avg: 2.0/10
Market CapQuality
$656.04M3/10

Smaller company, higher risk/reward

Free Cash FlowQuality
$-34.46M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.952/10

Distress zone — elevated risk

Debt/EquityHealth
2.321/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BFAM

BFAM has a balanced fundamental profile.

Bull Case : CSV

The strongest argument for CSV centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bear Case : BFAM

The primary concerns for BFAM are PEG Ratio, Altman Z-Score, Profit Margin.

Bear Case : CSV

The primary concerns for CSV are Market Cap, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.32 is elevated, increasing financial risk.

Key Dynamics to Monitor

BFAM carries more volatility with a beta of 1.41 — expect wider price swings.

BFAM is growing revenue faster at 8.8% — sustainability is the question.

BFAM generates stronger free cash flow (112M), providing more financial flexibility.

Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CSV scores higher overall (72/100 vs 51/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bright Horizons Family Solutions Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Bright Horizons Family Solutions Inc. provides child care and early education services, supportive care services, educational counseling services, and other workplace solutions for employers and families. The company is headquartered in Newton, Massachusetts.

Carriage Services Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Carriage Services, Inc. provides funeral and cemetery services and merchandise in the United States. The company is headquartered in Houston, Texas.

Want to dig deeper into these stocks?