WallStSmart

Bright Horizons Family Solutions Inc (BFAM)vsCarriage Services Inc (CSV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Bright Horizons Family Solutions Inc generates 616% more annual revenue ($2.98B vs $416.49M). CSV leads profitability with a 10.6% profit margin vs 6.3%. CSV appears more attractively valued with a PEG of 0.84. CSV earns a higher WallStSmart Score of 60/100 (C).

BFAM

Buy

53

out of 100

Grade: C-

Growth: 5.3Profit: 6.0Value: 6.7Quality: 4.5
Piotroski: 6/9Altman Z: 1.43

CSV

Buy

60

out of 100

Grade: C

Growth: 2.7Profit: 7.0Value: 6.0Quality: 4.0
Piotroski: 4/9Altman Z: 1.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BFAMUndervalued (+40.2%)

Margin of Safety

+40.2%

Fair Value

$136.47

Current Price

$62.17

$74.30 discount

UndervaluedFair: $136.47Overvalued
CSVSignificantly Overvalued (-77.7%)

Margin of Safety

-77.7%

Fair Value

$24.85

Current Price

$37.53

$12.68 premium

UndervaluedFair: $24.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BFAM1 strengths · Avg: 8.0/10
Price/BookValuation
2.9x8/10

Reasonable price relative to book value

CSV4 strengths · Avg: 8.0/10
PEG RatioValuation
0.848/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.1%8/10

Strong operational efficiency at 24.1%

Areas to Watch

BFAM4 concerns · Avg: 3.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Debt/EquityHealth
1.643/10

Elevated debt levels

EPS GrowthGrowth
-6.1%2/10

Earnings declined 6.1%

CSV4 concerns · Avg: 2.3/10
Market CapQuality
$596.01M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-0.9%2/10

Revenue declined 0.9%

EPS GrowthGrowth
-37.3%2/10

Earnings declined 37.3%

Altman Z-ScoreHealth
1.002/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BFAM

The strongest argument for BFAM centers on Price/Book.

Bull Case : CSV

The strongest argument for CSV centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bear Case : BFAM

The primary concerns for BFAM are PEG Ratio, Profit Margin, Debt/Equity. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Bear Case : CSV

The primary concerns for CSV are Market Cap, Revenue Growth, EPS Growth. Debt-to-equity of 2.05 is elevated, increasing financial risk.

Key Dynamics to Monitor

BFAM profiles as a value stock while CSV is a declining play — different risk/reward profiles.

BFAM carries more volatility with a beta of 1.18 — expect wider price swings.

BFAM is growing revenue faster at 7.0% — sustainability is the question.

BFAM generates stronger free cash flow (88M), providing more financial flexibility.

Bottom Line

CSV scores higher overall (60/100 vs 53/100). BFAM offers better value entry with a 40.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bright Horizons Family Solutions Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Bright Horizons Family Solutions Inc. provides child care and early education services, supportive care services, educational counseling services, and other workplace solutions for employers and families. The company is headquartered in Newton, Massachusetts.

Carriage Services Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Carriage Services, Inc. provides funeral and cemetery services and merchandise in the United States. The company is headquartered in Houston, Texas.

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