WallStSmart

Carriage Services Inc (CSV)vsService Corporation International (SCI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Service Corporation International generates 932% more annual revenue ($4.31B vs $417.44M). SCI leads profitability with a 12.6% profit margin vs 12.3%. CSV appears more attractively valued with a PEG of 0.84. CSV earns a higher WallStSmart Score of 72/100 (B).

CSV

Strong Buy

72

out of 100

Grade: B

Growth: 6.0Profit: 7.0Value: 10.0Quality: 3.0
Piotroski: 5/9Altman Z: 0.95

SCI

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 8.0Value: 8.0Quality: 3.3
Piotroski: 3/9Altman Z: 0.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CSVUndervalued (+59.7%)

Margin of Safety

+59.7%

Fair Value

$109.46

Current Price

$43.08

$66.38 discount

UndervaluedFair: $109.46Overvalued
SCIOvervalued (-5.6%)

Margin of Safety

-5.6%

Fair Value

$79.95

Current Price

$78.79

$1.16 premium

UndervaluedFair: $79.95Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CSV5 strengths · Avg: 8.2/10
Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

PEG RatioValuation
0.848/10

Growing faster than its price suggests

P/E RatioValuation
12.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.9%8/10

Strong operational efficiency at 22.9%

SCI2 strengths · Avg: 9.0/10
Return on EquityProfitability
32.7%10/10

Every $100 of equity generates 33 in profit

Operating MarginProfitability
25.5%8/10

Strong operational efficiency at 25.5%

Areas to Watch

CSV4 concerns · Avg: 2.0/10
Market CapQuality
$656.04M3/10

Smaller company, higher risk/reward

Free Cash FlowQuality
$-34.46M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.952/10

Distress zone — elevated risk

Debt/EquityHealth
2.321/10

Elevated debt levels

SCI3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.522/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CSV

The strongest argument for CSV centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bull Case : SCI

The strongest argument for SCI centers on Return on Equity, Operating Margin. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bear Case : CSV

The primary concerns for CSV are Market Cap, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.32 is elevated, increasing financial risk.

Bear Case : SCI

The primary concerns for SCI are Revenue Growth, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

SCI carries more volatility with a beta of 1.00 — expect wider price swings.

CSV is growing revenue faster at 8.0% — sustainability is the question.

SCI generates stronger free cash flow (132M), providing more financial flexibility.

Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CSV scores higher overall (72/100 vs 62/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carriage Services Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Carriage Services, Inc. provides funeral and cemetery services and merchandise in the United States. The company is headquartered in Houston, Texas.

Service Corporation International

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Service Corporation International offers death care products and services in the United States and Canada. The company is headquartered in Houston, Texas.

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