WallStSmart

Bill Com Holdings Inc (BILL)vsSony Group Corp (SONY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sony Group Corp generates 848512% more annual revenue ($13.17T vs $1.55B). BILL leads profitability with a -1.6% profit margin vs -1.6%. BILL appears more attractively valued with a PEG of 0.52. BILL earns a higher WallStSmart Score of 51/100 (C-).

BILL

Buy

51

out of 100

Grade: C-

Growth: 6.7Profit: 2.0Value: 7.7Quality: 4.8
Piotroski: 5/9Altman Z: 0.65

SONY

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 5.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BILLUndervalued (+82.4%)

Margin of Safety

+82.4%

Fair Value

$267.55

Current Price

$37.25

$230.30 discount

UndervaluedFair: $267.55Overvalued

Intrinsic value data unavailable for SONY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BILL2 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.528/10

Growing faster than its price suggests

SONY4 strengths · Avg: 8.8/10
Free Cash FlowQuality
$898.45B10/10

Generating 898.5B in free cash flow

Market CapQuality
$118.69B9/10

Large-cap with strong market position

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

BILL4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-0.6%2/10

ROE of -0.6% — below average capital efficiency

Altman Z-ScoreHealth
0.652/10

Distress zone — elevated risk

Profit MarginProfitability
-1.6%1/10

Currently unprofitable

SONY3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

PEG RatioValuation
2.712/10

Expensive relative to growth rate

Profit MarginProfitability
-1.6%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : BILL

The strongest argument for BILL centers on Price/Book, PEG Ratio. Revenue growth of 14.4% demonstrates continued momentum. PEG of 0.52 suggests the stock is reasonably priced for its growth.

Bull Case : SONY

The strongest argument for SONY centers on Free Cash Flow, Market Cap, P/E Ratio.

Bear Case : BILL

The primary concerns for BILL are EPS Growth, Return on Equity, Altman Z-Score.

Bear Case : SONY

The primary concerns for SONY are Revenue Growth, PEG Ratio, Profit Margin.

Key Dynamics to Monitor

BILL carries more volatility with a beta of 1.32 — expect wider price swings.

BILL is growing revenue faster at 14.4% — sustainability is the question.

SONY generates stronger free cash flow (898.5B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BILL scores higher overall (51/100 vs 47/100) and 14.4% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bill Com Holdings Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Bill.com Holdings, Inc. provides cloud-based software that digitizes and automates financial back-office operations for small and medium-sized businesses globally. The company is headquartered in Palo Alto, California.

Sony Group Corp

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sony Group Corporation designs, develops, produces and sells electronic equipment, instruments and devices for the consumer, professional and industrial markets worldwide. The company is headquartered in Tokyo, Japan.

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