BJs Wholesale Club Holdings Inc (BJ)vsDollar General Corporation (DG)
BJ
BJs Wholesale Club Holdings Inc
$97.04
+0.35%
CONSUMER DEFENSIVE · Cap: $12.72B
DG
Dollar General Corporation
$124.52
+0.87%
CONSUMER DEFENSIVE · Cap: $29.68B
Smart Verdict
WallStSmart Research — data-driven comparison
Dollar General Corporation generates 99% more annual revenue ($42.72B vs $21.46B). DG leads profitability with a 3.5% profit margin vs 2.7%. DG appears more attractively valued with a PEG of 1.57. DG earns a higher WallStSmart Score of 63/100 (C+).
BJ
Buy52
out of 100
Grade: C-
DG
Buy63
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-83.2%
Fair Value
$54.31
Current Price
$97.04
$42.73 premium
Margin of Safety
+46.9%
Fair Value
$277.06
Current Price
$124.52
$152.54 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 29 in profit
Earnings expanding 122.0% YoY
Generating 1.3B in free cash flow
Areas to Watch
Expensive relative to growth rate
3.5% earnings growth
2.7% margin — thin
Operating margin of 3.2%
Expensive relative to growth rate
3.5% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : DG
The strongest argument for DG centers on EPS Growth, Free Cash Flow.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.
Bear Case : DG
The primary concerns for DG are PEG Ratio, Profit Margin, Debt/Equity. Debt-to-equity of 2.02 is elevated, increasing financial risk. Thin 3.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
BJ carries more volatility with a beta of 0.33 — expect wider price swings.
DG is growing revenue faster at 5.9% — sustainability is the question.
DG generates stronger free cash flow (1.3B), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
DG scores higher overall (63/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Dollar General Corporation
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar General Corporation is an American chain of variety stores headquartered in Goodlettsville, Tennessee.
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