BJs Wholesale Club Holdings Inc (BJ)vsDollar Tree Inc (DLTR)
BJ
BJs Wholesale Club Holdings Inc
$93.51
-0.40%
CONSUMER DEFENSIVE · Cap: $12.13B
DLTR
Dollar Tree Inc
$94.05
-0.65%
CONSUMER DEFENSIVE · Cap: $18.68B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 11% more annual revenue ($21.46B vs $19.41B). DLTR leads profitability with a 6.6% profit margin vs 2.7%. DLTR appears more attractively valued with a PEG of 0.96. DLTR earns a higher WallStSmart Score of 70/100 (B-).
BJ
Buy52
out of 100
Grade: C-
DLTR
Strong Buy70
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.9%
Fair Value
$132.52
Current Price
$93.51
$39.01 discount
Margin of Safety
+26.2%
Fair Value
$169.48
Current Price
$94.05
$75.43 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 29 in profit
Every $100 of equity generates 32 in profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
3.5% earnings growth
2.7% margin — thin
Operating margin of 3.2%
Grey zone — moderate risk
6.6% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : DLTR
The strongest argument for DLTR centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.96 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.
Bear Case : DLTR
The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.
Key Dynamics to Monitor
DLTR carries more volatility with a beta of 0.74 — expect wider price swings.
DLTR is growing revenue faster at 9.0% — sustainability is the question.
DLTR generates stronger free cash flow (970M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
DLTR scores higher overall (70/100 vs 52/100). BJ offers better value entry with a 24.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Dollar Tree Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.
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