WallStSmart

BlackRock Inc (BLK)vsPennantPark Floating Rate Capital Ltd (PFLT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 10066% more annual revenue ($27.30B vs $268.52M). BLK leads profitability with a 24.1% profit margin vs 23.1%. PFLT appears more attractively valued with a PEG of 0.26. BLK earns a higher WallStSmart Score of 76/100 (B+).

BLK

Strong Buy

76

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 5.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.14

PFLT

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 7.0Value: 8.3Quality: 5.8
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLK4 strengths · Avg: 9.5/10
Operating MarginProfitability
35.1%10/10

Strong operational efficiency at 35.1%

Revenue GrowthGrowth
30.6%10/10

Revenue surging 30.6% year-over-year

Market CapQuality
$171.40B9/10

Large-cap with strong market position

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

PFLT6 strengths · Avg: 9.8/10
PEG RatioValuation
0.2610/10

Growing faster than its price suggests

P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
77.3%10/10

Strong operational efficiency at 77.3%

EPS GrowthGrowth
2030.0%10/10

Earnings expanding 2030.0% YoY

Profit MarginProfitability
23.1%9/10

Keeps 23 of every $100 in revenue as profit

Areas to Watch

BLK3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.19B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.142/10

Distress zone — elevated risk

PFLT4 concerns · Avg: 3.0/10
Market CapQuality
$705.44M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

Debt/EquityHealth
1.613/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 24.1% and operating margin at 35.1%. Revenue growth of 30.6% demonstrates continued momentum.

Bull Case : PFLT

The strongest argument for PFLT centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 23.1% and operating margin at 77.3%. PEG of 0.26 suggests the stock is reasonably priced for its growth.

Bear Case : BLK

The primary concerns for BLK are Piotroski F-Score, Free Cash Flow, Altman Z-Score.

Bear Case : PFLT

The primary concerns for PFLT are Market Cap, Return on Equity, Debt/Equity. Debt-to-equity of 1.61 is elevated, increasing financial risk.

Key Dynamics to Monitor

BLK profiles as a growth stock while PFLT is a mature play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.44 — expect wider price swings.

BLK is growing revenue faster at 30.6% — sustainability is the question.

PFLT generates stronger free cash flow (-9M), providing more financial flexibility.

Bottom Line

BLK scores higher overall (76/100 vs 74/100), backed by strong 24.1% margins and 30.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

PennantPark Floating Rate Capital Ltd

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

PennantPark Floating Rate Capital Ltd (PFLT) is a distinguished business development company focused on providing flexible financing primarily through floating rate loans to middle-market businesses. The company emphasizes capital preservation alongside consistent income and attractive risk-adjusted returns, achieved through a well-diversified portfolio of debt instruments. With a seasoned management team and robust strategic partnerships, PFLT is well-positioned to navigate market fluctuations and seize growth opportunities within the middle-market lending landscape, making it an appealing investment option for institutional investors seeking stability and performance.

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