PennantPark Floating Rate Capital Ltd (PFLT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
PennantPark Floating Rate Capital Ltd stock (PFLT) is currently trading at $8.15. PennantPark Floating Rate Capital Ltd PE ratio is 24.82. PennantPark Floating Rate Capital Ltd PS ratio (Price-to-Sales) is 3.07. Analyst consensus price target for PFLT is $10.42. WallStSmart rates PFLT as Hold.
- PFLT PE ratio analysis and historical PE chart
- PFLT PS ratio (Price-to-Sales) history and trend
- PFLT intrinsic value — DCF, Graham Number, EPV models
- PFLT stock price prediction 2025 2026 2027 2028 2029 2030
- PFLT fair value vs current price
- PFLT insider transactions and insider buying
- Is PFLT undervalued or overvalued?
- PennantPark Floating Rate Capital Ltd financial analysis — revenue, earnings, cash flow
- PFLT Piotroski F-Score and Altman Z-Score
- PFLT analyst price target and Smart Rating
PennantPark Floating Rate Capital
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PFLT Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · PennantPark Floating Rate Capital Ltd (PFLT)
PFLT trades 304% above its Graham fair value of $2.24, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
PennantPark Floating Rate Capital Ltd (PFLT) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Concerns around return on equity and revenue growth. Fundamentals are solid but monitor weak areas for improvement.
PennantPark Floating Rate Capital Ltd (PFLT) Key Strengths (3)
Growing significantly faster than its price suggests
Keeps $78 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Supporting Valuation Data
PennantPark Floating Rate Capital Ltd (PFLT) Areas to Watch (7)
Earnings declining -37.90%, profits shrinking
Very low returns on shareholder equity
Revenue growing slowly at 4.60% annually
Low institutional interest, mostly retail-driven
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 3.07x sales
Decent profitability, keeps $13 per $100 revenue
Supporting Valuation Data
PennantPark Floating Rate Capital Ltd (PFLT) Detailed Analysis Report
Overall Assessment
This company scores 56/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 3 register as strengths (avg 10.0/10) while 7 fall into concern territory (avg 3.4/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, Price/Book. Valuation metrics including PEG Ratio (0.27), Price/Book (0.77) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 77.80%.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Revenue Growth. Some valuation metrics including Price/Sales (3.07) suggest expensive pricing. Growth concerns include Revenue Growth at 4.60%, EPS Growth at -37.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 3.44%, Profit Margin at 13.00%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 3.44% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 4.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Operating Margin) and negatives (EPS Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
PFLT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
PFLT's Price-to-Sales ratio of 3.07x trades at a deep discount to its historical average of 44.09x (2th percentile). The current valuation is 97% below its historical high of 102.3x set in May 2013, and 1% above its historical low of 3.05x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~6.7x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for PennantPark Floating Rate Capital Ltd (PFLT) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
PennantPark Floating Rate Capital Ltd operates as a stable business with moderate growth and solid fundamentals. Revenue reached 265M with 5% growth year-over-year. Profit margins of 13.0% are healthy, with room for further expansion as the business scales.
Key Findings
Generating 149M in free cash flow and 149M in operating cash flow. Earnings are translating into actual cash generation.
ROE of 3.4% suggests the company isn't efficiently converting equity into profits.
What to Watch Next
Margin expansion: can PennantPark Floating Rate Capital Ltd push profit margins above 15% as the business scales?
Dividend sustainability with a current yield of 15.2%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact PennantPark Floating Rate Capital Ltd.
Bottom Line
PennantPark Floating Rate Capital Ltd offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(2 last 3 months)
| Insider | Type | Shares |
|---|---|---|
ALLORTO, RICHARD T JR CFO and Treasurer | Buy | +15,000 |
| Insider | Type | Shares |
|---|---|---|
BRIONES, JOSE A Director | Buy | +5,895 |
Data sourced from SEC Form 4 filings
Last updated: 10:06:47 AM
About PennantPark Floating Rate Capital Ltd(PFLT)
NYSE
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
PennantPark Floating Rate Capital Ltd (PFLT) is a premier business development company dedicated to offering flexible financing solutions primarily through floating rate loans to middle-market enterprises. Emphasizing capital preservation and consistent income generation, PFLT strives to deliver superior risk-adjusted returns via a diversified portfolio of debt instruments. The firm’s strong positioning to seize market opportunities is bolstered by a seasoned management team and strategic partnerships within the financial landscape, enabling effective adaptation to dynamic market conditions.