WallStSmart

Blackbaud Inc (BLKB)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 3226% more annual revenue ($38.19B vs $1.15B). SAP leads profitability with a 20.4% profit margin vs 13.1%. BLKB appears more attractively valued with a PEG of 0.51. BLKB earns a higher WallStSmart Score of 71/100 (B).

BLKB

Strong Buy

71

out of 100

Grade: B

Growth: 6.0Profit: 7.5Value: 8.7Quality: 3.5
Piotroski: 6/9Altman Z: 0.65

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BLKBUndervalued (+37.3%)

Margin of Safety

+37.3%

Fair Value

$80.29

Current Price

$45.48

$34.81 discount

UndervaluedFair: $80.29Overvalued
SAPSignificantly Overvalued (-30.1%)

Margin of Safety

-30.1%

Fair Value

$151.01

Current Price

$206.36

$55.35 premium

UndervaluedFair: $151.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLKB5 strengths · Avg: 8.4/10
Return on EquityProfitability
41.9%10/10

Every $100 of equity generates 42 in profit

PEG RatioValuation
0.518/10

Growing faster than its price suggests

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.7%8/10

Strong operational efficiency at 21.7%

EPS GrowthGrowth
43.6%8/10

Earnings expanding 43.6% YoY

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$248.28B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

BLKB4 concerns · Avg: 2.3/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Price/BookValuation
30.3x2/10

Trading at 30.3x book value

Altman Z-ScoreHealth
0.652/10

Distress zone — elevated risk

Debt/EquityHealth
17.161/10

Elevated debt levels

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
64.9x2/10

Trading at 64.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : BLKB

The strongest argument for BLKB centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.51 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : BLKB

The primary concerns for BLKB are Revenue Growth, Price/Book, Altman Z-Score. Debt-to-equity of 17.16 is elevated, increasing financial risk.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

BLKB profiles as a value stock while SAP is a mature play — different risk/reward profiles.

BLKB carries more volatility with a beta of 0.99 — expect wider price swings.

SAP is growing revenue faster at 9.4% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

BLKB scores higher overall (71/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Blackbaud Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Blackbaud, Inc. provides cloud software solutions to nonprofits, foundations, businesses, educational institutions, healthcare organizations, and other social concern entities in the United States and internationally. The company is headquartered in Charleston, South Carolina.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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