Banco Macro SA B ADR (BMA)vsItau Unibanco Banco Holding SA (ITUB)
BMA
Banco Macro SA B ADR
$84.94
-2.38%
FINANCIAL SERVICES · Cap: $6.31B
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.56%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Banco Macro SA B ADR generates 2841% more annual revenue ($4.06T vs $138.19B). ITUB leads profitability with a 33.3% profit margin vs 7.1%. BMA appears more attractively valued with a PEG of 0.47. ITUB earns a higher WallStSmart Score of 74/100 (B).
BMA
Buy54
out of 100
Grade: C-
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Generating 594.0B in free cash flow
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 24.1%
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
ROE of 0.0% — below average capital efficiency
7.1% margin — thin
Weak financial health signals
Revenue declined 3.3%
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BMA
The strongest argument for BMA centers on PEG Ratio, Free Cash Flow, Debt/Equity. PEG of 0.47 suggests the stock is reasonably priced for its growth.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : BMA
The primary concerns for BMA are Return on Equity, Profit Margin, Piotroski F-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
BMA profiles as a value stock while ITUB is a declining play — different risk/reward profiles.
BMA carries more volatility with a beta of 0.50 — expect wider price swings.
ITUB is growing revenue faster at -2.1% — sustainability is the question.
BMA generates stronger free cash flow (594.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 54/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Macro SA B ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Macro SA offers various banking products and services to retail and corporate clients in Argentina. The company is headquartered in Buenos Aires, Argentina.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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