WallStSmart

Banco Macro SA B ADR (BMA)vsMizuho Financial Group Inc. (MFG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Banco Macro SA B ADR generates 1% more annual revenue ($4.07T vs $4.02T). MFG leads profitability with a 26.1% profit margin vs 7.1%. BMA appears more attractively valued with a PEG of 0.47. MFG earns a higher WallStSmart Score of 74/100 (B).

BMA

Buy

56

out of 100

Grade: C

Growth: 3.3Profit: 5.0Value: 7.3Quality: 3.3
Piotroski: 2/9Altman Z: -0.16

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BMASignificantly Overvalued (-433.3%)

Margin of Safety

-433.3%

Fair Value

$17.68

Current Price

$71.78

$54.10 premium

UndervaluedFair: $17.68Overvalued
MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BMA1 strengths · Avg: 10.0/10
PEG RatioValuation
0.4710/10

Growing faster than its price suggests

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

Areas to Watch

BMA4 concerns · Avg: 3.5/10
P/E RatioValuation
27.1x4/10

Moderate valuation

Price/BookValuation
12.2x4/10

Trading at 12.2x book value

Return on EquityProfitability
6.3%3/10

ROE of 6.3% — below average capital efficiency

Profit MarginProfitability
7.1%3/10

7.1% margin — thin

MFG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : BMA

The strongest argument for BMA centers on PEG Ratio. PEG of 0.47 suggests the stock is reasonably priced for its growth.

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : BMA

The primary concerns for BMA are P/E Ratio, Price/Book, Return on Equity.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Key Dynamics to Monitor

BMA profiles as a value stock while MFG is a mature play — different risk/reward profiles.

BMA carries more volatility with a beta of 0.68 — expect wider price swings.

BMA is growing revenue faster at 7.6% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (74/100 vs 56/100), backed by strong 26.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Banco Macro SA B ADR

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Banco Macro SA offers various banking products and services to retail and corporate clients in Argentina. The company is headquartered in Buenos Aires, Argentina.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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