Bank of Hawaii Corporation (BOH)vsItau Unibanco Banco Holding SA (ITUB)
BOH
Bank of Hawaii Corporation
$69.66
-0.40%
FINANCIAL SERVICES · Cap: $2.77B
ITUB
Itau Unibanco Banco Holding SA
$7.37
+1.37%
FINANCIAL SERVICES · Cap: $78.59B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 18636% more annual revenue ($143.71B vs $767.03M). ITUB leads profitability with a 32.6% profit margin vs 32.1%. ITUB appears more attractively valued with a PEG of 1.17. ITUB earns a higher WallStSmart Score of 79/100 (B+).
BOH
Strong Buy71
out of 100
Grade: B
ITUB
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 44.2%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 24.2% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 39.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BOH
The strongest argument for BOH centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 32.1% and operating margin at 44.2%.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.6% and operating margin at 39.1%. Revenue growth of 17.5% demonstrates continued momentum.
Bear Case : BOH
The primary concerns for BOH are PEG Ratio, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Free Cash Flow.
Key Dynamics to Monitor
BOH profiles as a mature stock while ITUB is a growth play — different risk/reward profiles.
BOH carries more volatility with a beta of 0.71 — expect wider price swings.
ITUB is growing revenue faster at 17.5% — sustainability is the question.
BOH generates stronger free cash flow (77M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (79/100 vs 71/100), backed by strong 32.6% margins and 17.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of Hawaii Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bank of Hawaii Corporation is the bank holding company for Bank of Hawaii, offering a variety of financial products and services in Hawaii, Guam, and other Pacific Islands. The company is headquartered in Honolulu, Hawaii.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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