Bank of Hawaii Corporation (BOH)vsICICI Bank Limited (IBN)
BOH
Bank of Hawaii Corporation
$74.00
+0.79%
FINANCIAL SERVICES · Cap: $2.80B
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 272858% more annual revenue ($1.92T vs $705.13M). BOH leads profitability with a 29.2% profit margin vs 27.5%. IBN appears more attractively valued with a PEG of 0.53. BOH earns a higher WallStSmart Score of 75/100 (B+).
BOH
Strong Buy75
out of 100
Grade: B+
IBN
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+64.4%
Fair Value
$216.68
Current Price
$74.00
$142.68 discount
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 42.7%
Earnings expanding 63.4% YoY
Conservative balance sheet, low leverage
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
3.0% revenue growth
Earnings declined 3.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : BOH
The strongest argument for BOH centers on Operating Margin, EPS Growth, Debt/Equity. Profitability is solid with margins at 29.2% and operating margin at 42.7%. Revenue growth of 17.4% demonstrates continued momentum.
Bull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bear Case : BOH
The primary concerns for BOH are PEG Ratio, Altman Z-Score.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
BOH profiles as a growth stock while IBN is a value play — different risk/reward profiles.
BOH carries more volatility with a beta of 0.72 — expect wider price swings.
BOH is growing revenue faster at 17.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BOH scores higher overall (75/100 vs 69/100), backed by strong 29.2% margins and 17.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of Hawaii Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bank of Hawaii Corporation is the bank holding company for Bank of Hawaii, offering a variety of financial products and services in Hawaii, Guam, and other Pacific Islands. The company is headquartered in Honolulu, Hawaii.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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