Popular Inc (BPOP)vsItau Unibanco Banco Holding SA (ITUB)
BPOP
Popular Inc
$153.07
+0.20%
FINANCIAL SERVICES · Cap: $10.39B
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.56%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 4498% more annual revenue ($138.19B vs $3.01B). ITUB leads profitability with a 33.3% profit margin vs 30.0%. ITUB appears more attractively valued with a PEG of 1.32. BPOP earns a higher WallStSmart Score of 79/100 (B+).
BPOP
Strong Buy79
out of 100
Grade: B+
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 39.3%
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 47.8% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
No major concerns identified
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BPOP
The strongest argument for BPOP centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 30.0% and operating margin at 39.3%. PEG of 1.37 suggests the stock is reasonably priced for its growth.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : BPOP
No major red flags identified for BPOP, but monitor valuation.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
BPOP profiles as a mature stock while ITUB is a declining play — different risk/reward profiles.
BPOP carries more volatility with a beta of 0.64 — expect wider price swings.
BPOP is growing revenue faster at 9.6% — sustainability is the question.
BPOP generates stronger free cash flow (155M), providing more financial flexibility.
Bottom Line
BPOP scores higher overall (79/100 vs 74/100), backed by strong 30.0% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Popular Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Popular, Inc., offers various retail, mortgage and commercial banking products and services in Puerto Rico and the United States. The company is headquartered in Hato Rey, Puerto Rico.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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