Popular Inc (BPOP)vsICICI Bank Limited (IBN)
BPOP
Popular Inc
$163.71
-0.15%
FINANCIAL SERVICES · Cap: $10.51B
IBN
ICICI Bank Limited
$29.39
+1.87%
FINANCIAL SERVICES · Cap: $103.54B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 66427% more annual revenue ($2.04T vs $3.06B). BPOP leads profitability with a 31.7% profit margin vs 27.5%. IBN appears more attractively valued with a PEG of 0.53. BPOP earns a higher WallStSmart Score of 81/100 (A-).
BPOP
Exceptional Buy81
out of 100
Grade: A-
IBN
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 41.0%
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 40.9% YoY
Strong operational efficiency at 38.5%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BPOP
The strongest argument for BPOP centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 31.7% and operating margin at 41.0%. PEG of 1.37 suggests the stock is reasonably priced for its growth.
Bull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 38.5%. Revenue growth of 11.4% demonstrates continued momentum.
Bear Case : BPOP
The primary concerns for BPOP are Altman Z-Score.
Bear Case : IBN
The primary concerns for IBN are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
BPOP carries more volatility with a beta of 0.61 — expect wider price swings.
IBN is growing revenue faster at 11.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BPOP scores higher overall (81/100 vs 79/100), backed by strong 31.7% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Popular Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Popular, Inc., offers various retail, mortgage and commercial banking products and services in Puerto Rico and the United States. The company is headquartered in Hato Rey, Puerto Rico.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
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