WallStSmart

Broadridge Financial Solutions Inc (BR)vsEPAM Systems Inc (EPAM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Broadridge Financial Solutions Inc generates 33% more annual revenue ($7.48B vs $5.62B). BR leads profitability with a 15.0% profit margin vs 7.2%. EPAM appears more attractively valued with a PEG of 0.61. EPAM earns a higher WallStSmart Score of 66/100 (B-).

BR

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 4.7Quality: 5.3
Piotroski: 6/9

EPAM

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 6.0Value: 8.7Quality: 8.5
Piotroski: 4/9Altman Z: 4.28
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BRSignificantly Overvalued (-18.3%)

Margin of Safety

-18.3%

Fair Value

$141.58

Current Price

$163.01

$21.43 premium

UndervaluedFair: $141.58Overvalued
EPAMUndervalued (+48.8%)

Margin of Safety

+48.8%

Fair Value

$347.75

Current Price

$111.54

$236.21 discount

UndervaluedFair: $347.75Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BR3 strengths · Avg: 8.7/10
Return on EquityProfitability
39.6%10/10

Every $100 of equity generates 40 in profit

P/E RatioValuation
17.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

EPAM6 strengths · Avg: 8.7/10
Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.618/10

Growing faster than its price suggests

P/E RatioValuation
15.4x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
26.3%8/10

Earnings expanding 26.3% YoY

Areas to Watch

BR2 concerns · Avg: 3.5/10
PEG RatioValuation
1.904/10

Expensive relative to growth rate

Debt/EquityHealth
1.243/10

Elevated debt levels

EPAM3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Profit MarginProfitability
7.2%3/10

7.2% margin — thin

Free Cash FlowQuality
$-17.64M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : BR

The strongest argument for BR centers on Return on Equity, P/E Ratio, Operating Margin.

Bull Case : EPAM

The strongest argument for EPAM centers on Debt/Equity, Altman Z-Score, PEG Ratio. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bear Case : BR

The primary concerns for BR are PEG Ratio, Debt/Equity.

Bear Case : EPAM

The primary concerns for EPAM are Revenue Growth, Profit Margin, Free Cash Flow.

Key Dynamics to Monitor

EPAM carries more volatility with a beta of 1.38 — expect wider price swings.

BR is growing revenue faster at 7.5% — sustainability is the question.

BR generates stronger free cash flow (679M), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EPAM scores higher overall (66/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Broadridge Financial Solutions Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Broadridge Financial Solutions is a public corporate services company founded in 2007 as a spin-off from Automatic Data Processing. The main business of Broadridge is as a service provider supplying public companies with proxy statements, annual reports and other financial documents, and shareholder communications solutions, such as virtual annual meetings.

EPAM Systems Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

EPAM Systems, Inc. provides digital platform engineering and software development services in North America, Europe, Russia, Belarus, Kazakhstan, Ukraine, Georgia, East Asia, Southeast Asia, and Australia. The company is headquartered in Newtown, Pennsylvania.

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