EPAM Systems Inc (EPAM)vsInfosys Ltd ADR (INFY)
EPAM
EPAM Systems Inc
$98.04
+0.46%
TECHNOLOGY · Cap: $4.98B
INFY
Infosys Ltd ADR
$10.77
-1.35%
TECHNOLOGY · Cap: $46.96B
Smart Verdict
WallStSmart Research — data-driven comparison
Infosys Ltd ADR generates 263% more annual revenue ($20.16B vs $5.56B). INFY leads profitability with a 16.4% profit margin vs 7.0%. EPAM appears more attractively valued with a PEG of 0.49. EPAM earns a higher WallStSmart Score of 66/100 (B-).
EPAM
Strong Buy66
out of 100
Grade: B-
INFY
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+48.9%
Fair Value
$348.41
Current Price
$98.04
$250.37 discount
Margin of Safety
+84.1%
Fair Value
$99.30
Current Price
$10.77
$88.53 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 34 in profit
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Strong operational efficiency at 20.9%
Areas to Watch
7.0% margin — thin
Negative free cash flow — burning cash
Expensive relative to growth rate
Trading at 8.9x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : EPAM
The strongest argument for EPAM centers on PEG Ratio, Debt/Equity, Altman Z-Score. PEG of 0.49 suggests the stock is reasonably priced for its growth.
Bull Case : INFY
The strongest argument for INFY centers on Return on Equity, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 16.4% and operating margin at 20.9%.
Bear Case : EPAM
The primary concerns for EPAM are Profit Margin, Free Cash Flow.
Bear Case : INFY
The primary concerns for INFY are PEG Ratio, Price/Book.
Key Dynamics to Monitor
EPAM profiles as a value stock while INFY is a mature play — different risk/reward profiles.
EPAM carries more volatility with a beta of 1.40 — expect wider price swings.
EPAM is growing revenue faster at 7.6% — sustainability is the question.
INFY generates stronger free cash flow (833M), providing more financial flexibility.
Bottom Line
EPAM scores higher overall (66/100 vs 61/100). INFY offers better value entry with a 84.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
EPAM Systems Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
EPAM Systems, Inc. provides digital platform engineering and software development services in North America, Europe, Russia, Belarus, Kazakhstan, Ukraine, Georgia, East Asia, Southeast Asia, and Australia. The company is headquartered in Newtown, Pennsylvania.
Visit Website →Infosys Ltd ADR
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Infosys Limited offers next generation digital consulting, technology, outsourcing and services in North America, Europe, India and internationally. The company is headquartered in Bengaluru, India.
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