WallStSmart

Berkshire Hathaway Inc (BRK-A)vsGrupo Cibest S.A. (CIB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grupo Cibest S.A. generates 6324% more annual revenue ($24.71T vs $384.69B). BRK-A leads profitability with a 22.3% profit margin vs 17.6%. CIB appears more attractively valued with a PEG of 0.43. CIB earns a higher WallStSmart Score of 74/100 (B).

BRK-A

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.59

CIB

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 6.0Value: 8.3Quality: 6.5
Piotroski: 6/9Altman Z: 0.36

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

CIB6 strengths · Avg: 9.8/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
53.2%10/10

Earnings expanding 53.2% YoY

Free Cash FlowQuality
$7.26T10/10

Generating 7.3T in free cash flow

Return on EquityProfitability
20.9%9/10

Every $100 of equity generates 21 in profit

Areas to Watch

BRK-A1 concerns · Avg: 2.0/10
PEG RatioValuation
9.682/10

Expensive relative to growth rate

CIB2 concerns · Avg: 2.5/10
Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Altman Z-ScoreHealth
0.362/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : CIB

The strongest argument for CIB centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 17.6%. Revenue growth of 26.0% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are PEG Ratio.

Bear Case : CIB

The primary concerns for CIB are Operating Margin, Altman Z-Score.

Key Dynamics to Monitor

BRK-A profiles as a mature stock while CIB is a growth play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.

CIB is growing revenue faster at 26.0% — sustainability is the question.

CIB generates stronger free cash flow (7.3T), providing more financial flexibility.

Bottom Line

BRK-A scores higher overall (74/100 vs 74/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Grupo Cibest S.A.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Bancolombia SA offers various banking products and services to individual and corporate clients in Colombia, Panama, Puerto Rico, El Salvador, Costa Rica and Guatemala. The company is headquartered in Medelln, Colombia.

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