WallStSmart

Berkshire Hathaway Inc (BRK-A)vsUWM Holdings Corp (UWMC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 10639% more annual revenue ($371.44B vs $3.46B). BRK-A leads profitability with a 18.0% profit margin vs 0.8%. BRK-A trades at a lower P/E of 15.3x. UWMC earns a higher WallStSmart Score of 61/100 (C+).

BRK-A

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.46

UWMC

Buy

61

out of 100

Grade: C+

Growth: 9.3Profit: 6.0Value: 5.3Quality: 3.8
Piotroski: 4/9Altman Z: -0.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

UWMC3 strengths · Avg: 10.0/10
Operating MarginProfitability
31.0%10/10

Strong operational efficiency at 31.0%

Revenue GrowthGrowth
301.0%10/10

Revenue surging 301.0% year-over-year

EPS GrowthGrowth
277.8%10/10

Earnings expanding 277.8% YoY

Areas to Watch

BRK-A4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

UWMC3 concerns · Avg: 3.0/10
P/E RatioValuation
28.9x4/10

Moderate valuation

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

Altman Z-ScoreHealth
-0.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bull Case : UWMC

The strongest argument for UWMC centers on Operating Margin, Revenue Growth, EPS Growth. Revenue growth of 301.0% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : UWMC

The primary concerns for UWMC are P/E Ratio, Profit Margin, Altman Z-Score. Thin 0.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

BRK-A profiles as a declining stock while UWMC is a hypergrowth play — different risk/reward profiles.

UWMC carries more volatility with a beta of 1.98 — expect wider price swings.

UWMC is growing revenue faster at 301.0% — sustainability is the question.

BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

UWMC scores higher overall (61/100 vs 51/100) and 301.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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UWM Holdings Corp

FINANCIAL SERVICES · MORTGAGE FINANCE · USA

UWM Holdings Corporation is engaged in the residential mortgage loan business in the United States. The company is headquartered in Pontiac, Michigan.

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