WallStSmart

Berkshire Hathaway Inc (BRK-B)vsBanco Santander Chile (BSAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Banco Santander Chile generates 524% more annual revenue ($2.34T vs $375.39B). BSAC leads profitability with a 44.8% profit margin vs 19.3%. BSAC appears more attractively valued with a PEG of 2.37. BRK-B earns a higher WallStSmart Score of 62/100 (C+).

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

BSAC

Hold

45

out of 100

Grade: D

Growth: 2.0Profit: 6.5Value: 5.7Quality: 3.5
Piotroski: 5/9Altman Z: -0.26

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

BSAC4 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
44.8%10/10

Keeps 45 of every $100 in revenue as profit

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 21 in profit

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Areas to Watch

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

BSAC4 concerns · Avg: 2.8/10
PEG RatioValuation
2.374/10

Expensive relative to growth rate

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

EPS GrowthGrowth
-1.4%2/10

Earnings declined 1.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : BSAC

The strongest argument for BSAC centers on Price/Book, Profit Margin, Return on Equity. Profitability is solid with margins at 44.8%.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : BSAC

The primary concerns for BSAC are PEG Ratio, Operating Margin, Revenue Growth. Debt-to-equity of 10.06 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRK-B profiles as a value stock while BSAC is a declining play — different risk/reward profiles.

BRK-B carries more volatility with a beta of 0.62 — expect wider price swings.

BRK-B is growing revenue faster at 4.4% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (62/100 vs 45/100), backed by strong 19.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Banco Santander Chile

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Banco Santander-Chile, offers commercial and retail banking products and services in Chile. The company is headquartered in Santiago, Chile.

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