WallStSmart

Berkshire Hathaway Inc (BRK-B)vsWaterdrop Inc ADR (WDH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 11317% more annual revenue ($371.44B vs $3.25B). BRK-B leads profitability with a 18.0% profit margin vs 15.6%. WDH trades at a lower P/E of 8.3x. WDH earns a higher WallStSmart Score of 67/100 (B-).

BRK-B

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.7Quality: 8.5
Piotroski: 4/9Altman Z: 2.49

WDH

Strong Buy

67

out of 100

Grade: B-

Growth: 7.3Profit: 6.5Value: 8.3Quality: 8.0
Piotroski: 5/9Altman Z: 2.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BRK-BSignificantly Overvalued (-134.4%)

Margin of Safety

-134.4%

Fair Value

$210.94

Current Price

$479.33

$268.39 premium

UndervaluedFair: $210.94Overvalued
WDHUndervalued (+80.8%)

Margin of Safety

+80.8%

Fair Value

$9.36

Current Price

$1.65

$7.71 discount

UndervaluedFair: $9.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.04T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.5x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

WDH5 strengths · Avg: 9.6/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
38.4%10/10

Revenue surging 38.4% year-over-year

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
46.5%8/10

Earnings expanding 46.5% YoY

Areas to Watch

BRK-B3 concerns · Avg: 2.0/10
PEG RatioValuation
10.062/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

WDH1 concerns · Avg: 3.0/10
Market CapQuality
$616.13M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bull Case : WDH

The strongest argument for WDH centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 15.6% and operating margin at 11.7%. Revenue growth of 38.4% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : WDH

The primary concerns for WDH are Market Cap.

Key Dynamics to Monitor

BRK-B profiles as a declining stock while WDH is a growth play — different risk/reward profiles.

BRK-B carries more volatility with a beta of 0.69 — expect wider price swings.

WDH is growing revenue faster at 38.4% — sustainability is the question.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

WDH scores higher overall (67/100 vs 54/100), backed by strong 15.6% margins and 38.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

Waterdrop Inc ADR

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · China

Waterdrop Inc. provides online insurance brokerage services to connect and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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