Waterdrop Inc ADR (WDH) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Waterdrop Inc ADR stock (WDH) is currently trading at $1.65. Waterdrop Inc ADR PE ratio is 8.35. Waterdrop Inc ADR PS ratio (Price-to-Sales) is 0.19. Analyst consensus price target for WDH is $2.29. WallStSmart rates WDH as Moderate Buy.
- WDH PE ratio analysis and historical PE chart
- WDH PS ratio (Price-to-Sales) history and trend
- WDH intrinsic value — DCF, Graham Number, EPV models
- WDH stock price prediction 2025 2026 2027 2028 2029 2030
- WDH fair value vs current price
- WDH insider transactions and insider buying
- Is WDH undervalued or overvalued?
- Waterdrop Inc ADR financial analysis — revenue, earnings, cash flow
- WDH Piotroski F-Score and Altman Z-Score
- WDH analyst price target and Smart Rating
Waterdrop Inc ADR
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WDH Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Waterdrop Inc ADR (WDH)
WDH trades at a significant discount to its Graham intrinsic value of $9.36, offering a 81% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Waterdrop Inc ADR (WDH) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, revenue growth. Concerns around institutional own.. Overall metrics suggest strong investment potential with favorable risk/reward.
Waterdrop Inc ADR (WDH) Key Strengths (5)
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Revenue surging 38.40% year-over-year
Earnings per share surging 46.50% year-over-year
Strong profitability: $16 kept per $100 revenue
Supporting Valuation Data
Waterdrop Inc ADR (WDH) Areas to Watch (4)
Very low institutional interest at 10.56%
Thin operating margins with cost pressures present
Small-cap company with higher risk but more growth potential
Moderate profitability with room for improvement
Waterdrop Inc ADR (WDH) Detailed Analysis Report
Overall Assessment
This company scores 67/100 in our Smart Analysis, earning a B- grade. Out of 9 metrics analyzed, 5 register as strengths (avg 9.6/10) while 4 fall into concern territory (avg 4.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Revenue Growth. Valuation metrics including Price/Sales (0.19), Price/Book (0.80) suggest the stock is attractively priced. Profitability is solid with Profit Margin at 15.60%. Growth metrics are encouraging with Revenue Growth at 38.40%, EPS Growth at 46.50%.
The Bear Case
The primary concerns are Institutional Own., Operating Margin, Market Cap. Profitability pressure is visible in Return on Equity at 10.10%, Operating Margin at 11.70%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.10% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 38.40% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (Institutional Own., Operating Margin). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WDH Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WDH's Price-to-Sales ratio of 0.19x sits near its historical average of 0.18x (68th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 75% below its historical high of 0.77x set in May 2021, and 89% above its historical low of 0.1x in Sep 2022. Over the past 12 months, the PS ratio has expanded from ~0.1x, reflecting growing market expectations outpacing revenue growth.
Compare WDH with Competitors
Top INSURANCE - DIVERSIFIED stocks by market cap
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Data-driven financial summary for Waterdrop Inc ADR (WDH) · FINANCIAL SERVICES › INSURANCE - DIVERSIFIED
The Big Picture
Waterdrop Inc ADR is a strong growth company balancing expansion with improving profitability. Revenue reached 3.3B with 38% growth year-over-year. Profit margins of 15.6% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 38% YoY, reaching 3.3B. This pace significantly outperforms most INSURANCE - DIVERSIFIED peers.
Debt-to-equity ratio of 0.02 indicates a conservative balance sheet with 345M in cash.
What to Watch Next
Growth sustainability: can Waterdrop Inc ADR maintain 38%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 3.6%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact Waterdrop Inc ADR.
Bottom Line
Waterdrop Inc ADR offers an attractive blend of growth (38% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Waterdrop Inc ADR(WDH)
NYSE
FINANCIAL SERVICES
INSURANCE - DIVERSIFIED
China
Waterdrop Inc. provides online insurance brokerage services to connect and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.