Citigroup Inc. (C)vsGrupo Supervielle SA (SUPV)
C
Citigroup Inc.
$127.97
+0.28%
FINANCIAL SERVICES · Cap: $223.88B
SUPV
Grupo Supervielle SA
$8.23
-3.52%
FINANCIAL SERVICES · Cap: $834.51M
Smart Verdict
WallStSmart Research — data-driven comparison
Grupo Supervielle SA generates 826% more annual revenue ($728.99B vs $78.73B). C leads profitability with a 20.4% profit margin vs -6.7%. SUPV appears more attractively valued with a PEG of 0.29. C earns a higher WallStSmart Score of 82/100 (A-).
C
Exceptional Buy82
out of 100
Grade: A-
SUPV
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 34.1%
Earnings expanding 56.1% YoY
Keeps 20 of every $100 in revenue as profit
Growing faster than its price suggests
Growing faster than its price suggests
Reasonable price relative to book value
Generating 56.0B in free cash flow
Areas to Watch
ROE of 7.7% — below average capital efficiency
Smaller company, higher risk/reward
ROE of -4.7% — below average capital efficiency
Revenue declined 29.8%
Earnings declined 42.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : C
The strongest argument for C centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 20.4% and operating margin at 34.1%. Revenue growth of 16.9% demonstrates continued momentum.
Bull Case : SUPV
The strongest argument for SUPV centers on PEG Ratio, Price/Book, Free Cash Flow. PEG of 0.29 suggests the stock is reasonably priced for its growth.
Bear Case : C
The primary concerns for C are Return on Equity.
Bear Case : SUPV
The primary concerns for SUPV are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
C profiles as a growth stock while SUPV is a turnaround play — different risk/reward profiles.
C carries more volatility with a beta of 1.08 — expect wider price swings.
C is growing revenue faster at 16.9% — sustainability is the question.
SUPV generates stronger free cash flow (56.0B), providing more financial flexibility.
Bottom Line
C scores higher overall (82/100 vs 39/100), backed by strong 20.4% margins and 16.9% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Citigroup Inc.
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Citigroup Inc. is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002. Citigroup owns Citicorp, the holding company for Citibank, as well as several international subsidiaries. Citigroup is incorporated in Delaware.
Grupo Supervielle SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?