WallStSmart

Royal Bank of Canada (RY)vsGrupo Supervielle SA (SUPV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grupo Supervielle SA generates 1049% more annual revenue ($728.99B vs $63.42B). RY leads profitability with a 33.1% profit margin vs -6.7%. SUPV appears more attractively valued with a PEG of 0.29. RY earns a higher WallStSmart Score of 68/100 (B-).

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

SUPV

Hold

39

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RY6 strengths · Avg: 9.3/10
Market CapQuality
$250.25B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

SUPV3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2910/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$56.03B10/10

Generating 56.0B in free cash flow

Areas to Watch

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

SUPV4 concerns · Avg: 2.3/10
Market CapQuality
$834.51M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-4.7%2/10

ROE of -4.7% — below average capital efficiency

Revenue GrowthGrowth
-29.8%2/10

Revenue declined 29.8%

EPS GrowthGrowth
-42.3%2/10

Earnings declined 42.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bull Case : SUPV

The strongest argument for SUPV centers on PEG Ratio, Price/Book, Free Cash Flow. PEG of 0.29 suggests the stock is reasonably priced for its growth.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Bear Case : SUPV

The primary concerns for SUPV are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

RY profiles as a mature stock while SUPV is a turnaround play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

RY is growing revenue faster at 7.5% — sustainability is the question.

SUPV generates stronger free cash flow (56.0B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 39/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

Grupo Supervielle SA

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.

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