WallStSmart

Caleres Inc (CAL)vsUrban Outfitters Inc (URBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Urban Outfitters Inc generates 127% more annual revenue ($6.47B vs $2.85B). URBN leads profitability with a 8.8% profit margin vs 1.9%. CAL appears more attractively valued with a PEG of 0.82. URBN earns a higher WallStSmart Score of 71/100 (B).

CAL

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 4.0Value: 7.7Quality: 4.5
Piotroski: 2/9Altman Z: 1.99

URBN

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 7.0Value: 6.7Quality: 8.0
Piotroski: 6/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CAL.

URBNUndervalued (+4.0%)

Margin of Safety

+4.0%

Fair Value

$73.45

Current Price

$78.58

$5.13 discount

UndervaluedFair: $73.45Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAL4 strengths · Avg: 9.5/10
P/E RatioValuation
8.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
762.0%10/10

Earnings expanding 762.0% YoY

PEG RatioValuation
0.828/10

Growing faster than its price suggests

URBN4 strengths · Avg: 9.0/10
EPS GrowthGrowth
75.9%10/10

Earnings expanding 75.9% YoY

Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

CAL4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Market CapQuality
$431.66M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.1%3/10

ROE of 0.1% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

URBN0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : CAL

The strongest argument for CAL centers on P/E Ratio, Price/Book, EPS Growth. PEG of 0.82 suggests the stock is reasonably priced for its growth.

Bull Case : URBN

The strongest argument for URBN centers on EPS Growth, Altman Z-Score, P/E Ratio. Revenue growth of 10.4% demonstrates continued momentum. PEG of 1.35 suggests the stock is reasonably priced for its growth.

Bear Case : CAL

The primary concerns for CAL are Altman Z-Score, Market Cap, Return on Equity. Debt-to-equity of 1.55 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.

Bear Case : URBN

No major red flags identified for URBN, but monitor valuation.

Key Dynamics to Monitor

URBN carries more volatility with a beta of 1.26 — expect wider price swings.

URBN is growing revenue faster at 10.4% — sustainability is the question.

URBN generates stronger free cash flow (301M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

URBN scores higher overall (71/100 vs 66/100) and 10.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Caleres Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Caleres, Inc. is engaged in the retail and wholesale of footwear in the United States, China, Canada, China, and Guam. The company is headquartered in St. Louis, Missouri.

Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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