WallStSmart

Crossamerica Partners LP (CAPL)vsPhillips 66 (PSX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 3939% more annual revenue ($134.49B vs $3.33B). PSX leads profitability with a 3.1% profit margin vs 1.8%. CAPL trades at a lower P/E of 14.9x. PSX earns a higher WallStSmart Score of 54/100 (C-).

CAPL

Avoid

35

out of 100

Grade: F

Growth: 2.0Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 4/9

PSX

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 5.0Value: 4.7Quality: 6.5
Piotroski: 5/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CAPL.

PSXSignificantly Overvalued (-65.2%)

Margin of Safety

-65.2%

Fair Value

$110.02

Current Price

$184.13

$74.11 premium

UndervaluedFair: $110.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAPL3 strengths · Avg: 9.3/10
Return on EquityProfitability
75.2%10/10

Every $100 of equity generates 75 in profit

Debt/EquityHealth
-10.8010/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

PSX3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$73.19B9/10

Large-cap with strong market position

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

CAPL4 concerns · Avg: 2.8/10
Market CapQuality
$844.36M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
2.5%3/10

Operating margin of 2.5%

Revenue GrowthGrowth
-2.0%2/10

Revenue declined 2.0%

PSX4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

EPS GrowthGrowth
-56.8%2/10

Earnings declined 56.8%

Free Cash FlowQuality
$-2.85B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CAPL

The strongest argument for CAPL centers on Return on Equity, Debt/Equity, P/E Ratio.

Bull Case : PSX

The strongest argument for PSX centers on Altman Z-Score, Market Cap, Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.

Bear Case : CAPL

The primary concerns for CAPL are Market Cap, Profit Margin, Operating Margin. Thin 1.8% margins leave little buffer for downturns.

Bear Case : PSX

The primary concerns for PSX are Profit Margin, Operating Margin, EPS Growth. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

PSX carries more volatility with a beta of 0.69 — expect wider price swings.

PSX is growing revenue faster at 6.9% — sustainability is the question.

CAPL generates stronger free cash flow (24M), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PSX scores higher overall (54/100 vs 35/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Crossamerica Partners LP

ENERGY · OIL & GAS REFINING & MARKETING · USA

CrossAmerica Partners LP is engaged in the wholesale distribution of motor fuels, the operation of convenience stores, and the ownership and lease of real estate used in the retail distribution of motor fuels in the United States. The company is headquartered in Allentown, Pennsylvania.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

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