WallStSmart

HF Sinclair Corp (DINO)vsPhillips 66 (PSX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 401% more annual revenue ($134.49B vs $26.87B). PSX leads profitability with a 3.1% profit margin vs 2.2%. PSX appears more attractively valued with a PEG of 1.06. DINO earns a higher WallStSmart Score of 60/100 (C).

DINO

Buy

60

out of 100

Grade: C

Growth: 4.7Profit: 4.0Value: 8.7Quality: 6.8
Piotroski: 4/9Altman Z: 3.15

PSX

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 5.0Value: 7.3Quality: 6.5
Piotroski: 5/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DINOUndervalued (+64.7%)

Margin of Safety

+64.7%

Fair Value

$166.59

Current Price

$69.17

$97.42 discount

UndervaluedFair: $166.59Overvalued
PSXUndervalued (+26.2%)

Margin of Safety

+26.2%

Fair Value

$218.92

Current Price

$176.19

$42.73 discount

UndervaluedFair: $218.92Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DINO4 strengths · Avg: 9.5/10
P/E RatioValuation
10.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.1510/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
38.9%8/10

Earnings expanding 38.9% YoY

PSX4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$71.55B9/10

Large-cap with strong market position

P/E RatioValuation
17.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

DINO4 concerns · Avg: 2.3/10
Return on EquityProfitability
6.3%3/10

ROE of 6.3% — below average capital efficiency

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

Revenue GrowthGrowth
-0.6%2/10

Revenue declined 0.6%

Operating MarginProfitability
-0.0%1/10

Operating margin of -0.0%

PSX4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

EPS GrowthGrowth
-56.8%2/10

Earnings declined 56.8%

Free Cash FlowQuality
$-2.85B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : DINO

The strongest argument for DINO centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 1.11 suggests the stock is reasonably priced for its growth.

Bull Case : PSX

The strongest argument for PSX centers on Altman Z-Score, Market Cap, P/E Ratio. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bear Case : DINO

The primary concerns for DINO are Return on Equity, Profit Margin, Revenue Growth. Thin 2.2% margins leave little buffer for downturns.

Bear Case : PSX

The primary concerns for PSX are Profit Margin, Operating Margin, EPS Growth. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

PSX carries more volatility with a beta of 0.69 — expect wider price swings.

PSX is growing revenue faster at 6.9% — sustainability is the question.

DINO generates stronger free cash flow (355M), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DINO scores higher overall (60/100 vs 54/100). PSX offers better value entry with a 26.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HF Sinclair Corp

ENERGY · OIL & GAS REFINING & MARKETING · USA

HF Sinclair Corporation is an independent energy company. The company is headquartered in Dallas, Texas.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

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