WallStSmart

Avis Budget Group Inc (CAR)vsRyder System Inc (R)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ryder System Inc generates 9% more annual revenue ($12.82B vs $11.71B). R leads profitability with a 3.9% profit margin vs -5.4%. CAR appears more attractively valued with a PEG of 0.17. R earns a higher WallStSmart Score of 59/100 (C).

CAR

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 3.5Value: 5.7Quality: 4.5
Piotroski: 3/9Altman Z: 0.43

R

Buy

59

out of 100

Grade: C

Growth: 5.3Profit: 6.0Value: 5.3Quality: 4.0
Piotroski: 6/9Altman Z: 1.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CARSignificantly Overvalued (-80.9%)

Margin of Safety

-80.9%

Fair Value

$64.06

Current Price

$121.74

$57.68 premium

UndervaluedFair: $64.06Overvalued
RSignificantly Overvalued (-79.5%)

Margin of Safety

-79.5%

Fair Value

$121.03

Current Price

$243.30

$122.27 premium

UndervaluedFair: $121.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAR3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1710/10

Growing faster than its price suggests

EPS GrowthGrowth
880.0%10/10

Earnings expanding 880.0% YoY

Debt/EquityHealth
-8.6010/10

Conservative balance sheet, low leverage

R1 strengths · Avg: 8.0/10
PEG RatioValuation
0.868/10

Growing faster than its price suggests

Areas to Watch

CAR4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-273.1%2/10

ROE of -273.1% — below average capital efficiency

Revenue GrowthGrowth
-1.3%2/10

Revenue declined 1.3%

Free Cash FlowQuality
$-3.72B2/10

Negative free cash flow — burning cash

R3 concerns · Avg: 2.0/10
Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Altman Z-ScoreHealth
1.332/10

Distress zone — elevated risk

Debt/EquityHealth
2.941/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CAR

The strongest argument for CAR centers on PEG Ratio, EPS Growth, Debt/Equity. PEG of 0.17 suggests the stock is reasonably priced for its growth.

Bull Case : R

The strongest argument for R centers on PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : CAR

The primary concerns for CAR are Piotroski F-Score, Return on Equity, Revenue Growth.

Bear Case : R

The primary concerns for R are Profit Margin, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.94 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

CAR profiles as a turnaround stock while R is a value play — different risk/reward profiles.

CAR carries more volatility with a beta of 1.90 — expect wider price swings.

R is growing revenue faster at 5.0% — sustainability is the question.

R generates stronger free cash flow (272M), providing more financial flexibility.

Bottom Line

R scores higher overall (59/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Avis Budget Group Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Avis Budget Group, Inc., offers car and truck rental, car sharing and ancillary services to businesses and consumers. The company is headquartered in Parsippany, New Jersey.

Ryder System Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Ryder System, Inc. is a global transportation and logistics company. The company is headquartered in Miami, Florida.

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