Ryder System Inc (R)vsU-Haul Holding Company (UHAL)
R
Ryder System Inc
$275.61
-1.39%
INDUSTRIALS · Cap: $9.14B
UHAL
U-Haul Holding Company
$55.15
-0.85%
INDUSTRIALS · Cap: $10.87B
Smart Verdict
WallStSmart Research — data-driven comparison
Ryder System Inc generates 111% more annual revenue ($12.82B vs $6.09B). R leads profitability with a 3.9% profit margin vs 1.1%. R appears more attractively valued with a PEG of 0.86. R earns a higher WallStSmart Score of 59/100 (C).
R
Buy59
out of 100
Grade: C
UHAL
Hold46
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-77.2%
Fair Value
$122.62
Current Price
$275.61
$152.99 premium
Margin of Safety
+87.2%
Fair Value
$379.70
Current Price
$55.15
$324.55 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
3.9% margin — thin
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
3.2% revenue growth
ROE of 0.6% — below average capital efficiency
1.1% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : R
The strongest argument for R centers on PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : UHAL
The strongest argument for UHAL centers on Price/Book.
Bear Case : R
The primary concerns for R are Profit Margin, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.42 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.
Bear Case : UHAL
The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 397.3x leaves little room for execution misses. Thin 1.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
UHAL carries more volatility with a beta of 1.11 — expect wider price swings.
R is growing revenue faster at 5.0% — sustainability is the question.
R generates stronger free cash flow (182M), providing more financial flexibility.
Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
R scores higher overall (59/100 vs 46/100). UHAL offers better value entry with a 87.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ryder System Inc
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
Ryder System, Inc. is a global transportation and logistics company. The company is headquartered in Miami, Florida.
Visit Website →U-Haul Holding Company
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.
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