Caterpillar Inc (CAT)vsCBIZ Inc (CBZ)
CAT
Caterpillar Inc
$890.11
+9.88%
INDUSTRIALS · Cap: $414.16B
CBZ
CBIZ Inc
$30.50
-8.05%
INDUSTRIALS · Cap: $1.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Caterpillar Inc generates 2351% more annual revenue ($67.59B vs $2.76B). CAT leads profitability with a 13.1% profit margin vs 4.2%. CBZ appears more attractively valued with a PEG of 1.46. CAT earns a higher WallStSmart Score of 55/100 (C-).
CAT
Buy55
out of 100
Grade: C-
CBZ
Buy53
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for CAT.
Margin of Safety
+42.2%
Fair Value
$52.69
Current Price
$30.50
$22.19 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 44 in profit
18.0% revenue growth
Generating 2.2B in free cash flow
Reasonable price relative to book value
17.9% revenue growth
Areas to Watch
Expensive relative to growth rate
Trading at 19.4x book value
Weak financial health signals
Premium valuation, high expectations priced in
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 6.5% — below average capital efficiency
4.2% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : CAT
The strongest argument for CAT centers on Market Cap, Return on Equity, Revenue Growth. Revenue growth of 18.0% demonstrates continued momentum.
Bull Case : CBZ
The strongest argument for CBZ centers on Price/Book, Revenue Growth. Revenue growth of 17.9% demonstrates continued momentum. PEG of 1.46 suggests the stock is reasonably priced for its growth.
Bear Case : CAT
The primary concerns for CAT are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 44.2x leaves little room for execution misses. Debt-to-equity of 2.03 is elevated, increasing financial risk.
Bear Case : CBZ
The primary concerns for CBZ are Altman Z-Score, Market Cap, Return on Equity. Thin 4.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
CAT carries more volatility with a beta of 1.52 — expect wider price swings.
CAT is growing revenue faster at 18.0% — sustainability is the question.
CAT generates stronger free cash flow (2.2B), providing more financial flexibility.
Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CAT scores higher overall (55/100 vs 53/100) and 18.0% revenue growth. CBZ offers better value entry with a 42.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Caterpillar Inc
INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA
Caterpillar Inc. (often shortened to CAT) is an American Fortune 100 corporation that designs, develops, engineers, manufactures, markets, and sells machinery, engines, financial products, and insurance to customers via a worldwide dealer network.
Visit Website →CBIZ Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.
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