WallStSmart

CBIZ Inc (CBZ)vsDeere & Company (DE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Deere & Company generates 1632% more annual revenue ($47.93B vs $2.77B). DE leads profitability with a 10.2% profit margin vs 4.4%. CBZ appears more attractively valued with a PEG of 1.22. DE earns a higher WallStSmart Score of 49/100 (D+).

CBZ

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 6.0Quality: 5.0
Piotroski: 5/9Altman Z: 1.59

DE

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 7.0Value: 4.3Quality: 4.0
Piotroski: 3/9Altman Z: 2.18
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CBZUndervalued (+11.8%)

Margin of Safety

+11.8%

Fair Value

$34.56

Current Price

$54.54

$19.98 discount

UndervaluedFair: $34.56Overvalued

Intrinsic value data unavailable for DE.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBZ1 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

DE2 strengths · Avg: 8.5/10
Market CapQuality
$182.20B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.94B8/10

Generating 1.9B in free cash flow

Areas to Watch

CBZ4 concerns · Avg: 3.5/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Profit MarginProfitability
4.4%3/10

4.4% margin — thin

Operating MarginProfitability
5.0%3/10

Operating margin of 5.0%

DE4 concerns · Avg: 3.3/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

P/E RatioValuation
37.7x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-11.1%2/10

Revenue declined 11.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CBZ

The strongest argument for CBZ centers on Price/Book. PEG of 1.22 suggests the stock is reasonably priced for its growth.

Bull Case : DE

The strongest argument for DE centers on Market Cap, Free Cash Flow.

Bear Case : CBZ

The primary concerns for CBZ are P/E Ratio, Altman Z-Score, Profit Margin. Thin 4.4% margins leave little buffer for downturns.

Bear Case : DE

The primary concerns for DE are PEG Ratio, P/E Ratio, Piotroski F-Score. Debt-to-equity of 2.29 is elevated, increasing financial risk.

Key Dynamics to Monitor

CBZ profiles as a value stock while DE is a declining play — different risk/reward profiles.

CBZ carries more volatility with a beta of 0.92 — expect wider price swings.

CBZ is growing revenue faster at -0.2% — sustainability is the question.

DE generates stronger free cash flow (1.9B), providing more financial flexibility.

Bottom Line

DE scores higher overall (49/100 vs 47/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBIZ Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.

Deere & Company

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

John Deere is the brand name of Deere & Company, an American corporation that manufactures agricultural, construction, and forestry machinery, diesel engines, drivetrains (axles, transmissions, gearboxes) used in heavy equipment, and lawn care equipment.

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