Cathay General Bancorp (CATY)vsSun Life Financial Inc. (SLF)
CATY
Cathay General Bancorp
$58.22
+0.07%
FINANCIAL SERVICES · Cap: $4.09B
SLF
Sun Life Financial Inc.
$73.72
+1.04%
FINANCIAL SERVICES · Cap: $41.00B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 4435% more annual revenue ($34.90B vs $769.55M). CATY leads profitability with a 43.2% profit margin vs 8.8%. CATY appears more attractively valued with a PEG of 1.33. CATY earns a higher WallStSmart Score of 77/100 (B+).
CATY
Strong Buy77
out of 100
Grade: B+
SLF
Buy51
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 43 of every $100 in revenue as profit
Strong operational efficiency at 61.5%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 31.6% YoY
Reasonable price relative to book value
Generating 4.1B in free cash flow
Areas to Watch
Distress zone — elevated risk
0.2% revenue growth
Earnings declined 48.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : CATY
The strongest argument for CATY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 43.2% and operating margin at 61.5%. Revenue growth of 14.1% demonstrates continued momentum.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.
Bear Case : CATY
The primary concerns for CATY are Altman Z-Score.
Bear Case : SLF
The primary concerns for SLF are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
CATY profiles as a mature stock while SLF is a value play — different risk/reward profiles.
CATY carries more volatility with a beta of 0.86 — expect wider price swings.
CATY is growing revenue faster at 14.1% — sustainability is the question.
SLF generates stronger free cash flow (4.1B), providing more financial flexibility.
Bottom Line
CATY scores higher overall (77/100 vs 51/100), backed by strong 43.2% margins and 14.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cathay General Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Cathay General Bancorp is the holding company of Cathay Bank offering various commercial banking products and services to individuals, professionals, and small and medium-sized businesses in the United States. The company is headquartered in Los Angeles, California.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?