WallStSmart

CBIZ Inc (CBZ)vsCopart Inc (CPRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Copart Inc generates 67% more annual revenue ($4.61B vs $2.76B). CPRT leads profitability with a 33.8% profit margin vs 4.2%. CBZ appears more attractively valued with a PEG of 1.46. CBZ earns a higher WallStSmart Score of 55/100 (C).

CBZ

Buy

55

out of 100

Grade: C

Growth: 6.7Profit: 4.0Value: 7.3Quality: 5.3
Piotroski: 3/9Altman Z: 1.53

CPRT

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 9.0Value: 4.7Quality: 7.3
Piotroski: 3/9Altman Z: 9.05
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CBZSignificantly Overvalued (-144.9%)

Margin of Safety

-144.9%

Fair Value

$12.44

Current Price

$25.59

$13.15 premium

UndervaluedFair: $12.44Overvalued
CPRTSignificantly Overvalued (-265.5%)

Margin of Safety

-265.5%

Fair Value

$10.81

Current Price

$33.08

$22.27 premium

UndervaluedFair: $10.81Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBZ3 strengths · Avg: 8.7/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
17.9%8/10

17.9% revenue growth

CPRT3 strengths · Avg: 10.0/10
Profit MarginProfitability
33.8%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
34.6%10/10

Strong operational efficiency at 34.6%

Altman Z-ScoreHealth
9.0510/10

Safe zone — low bankruptcy risk

Areas to Watch

CBZ4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Market CapQuality
$1.41B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

CPRT4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.332/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.6%2/10

Revenue declined 3.6%

EPS GrowthGrowth
-10.0%2/10

Earnings declined 10.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CBZ

The strongest argument for CBZ centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 17.9% demonstrates continued momentum. PEG of 1.46 suggests the stock is reasonably priced for its growth.

Bull Case : CPRT

The strongest argument for CPRT centers on Profit Margin, Operating Margin, Altman Z-Score. Profitability is solid with margins at 33.8% and operating margin at 34.6%.

Bear Case : CBZ

The primary concerns for CBZ are Altman Z-Score, Market Cap, Return on Equity. Thin 4.2% margins leave little buffer for downturns.

Bear Case : CPRT

The primary concerns for CPRT are Piotroski F-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

CBZ profiles as a growth stock while CPRT is a declining play — different risk/reward profiles.

CPRT carries more volatility with a beta of 1.11 — expect wider price swings.

CBZ is growing revenue faster at 17.9% — sustainability is the question.

CBZ generates stronger free cash flow (125M), providing more financial flexibility.

Bottom Line

CBZ scores higher overall (55/100 vs 53/100) and 17.9% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBIZ Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.

Copart Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Copart, Inc. or simply Copart is a global provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, Dubai, Bahrain, Oman and Finland.

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