WallStSmart

CBIZ Inc (CBZ)vsCopart Inc (CPRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Copart Inc generates 68% more annual revenue ($4.64B vs $2.77B). CPRT leads profitability with a 33.5% profit margin vs 5.6%. CBZ appears more attractively valued with a PEG of 1.46. CBZ earns a higher WallStSmart Score of 71/100 (B).

CBZ

Strong Buy

71

out of 100

Grade: B

Growth: 8.0Profit: 6.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 1.52

CPRT

Buy

57

out of 100

Grade: C

Growth: 4.7Profit: 9.0Value: 6.0Quality: 8.5
Piotroski: 3/9Altman Z: 9.05
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CBZUndervalued (+12.6%)

Margin of Safety

+12.6%

Fair Value

$34.88

Current Price

$33.93

$0.95 discount

UndervaluedFair: $34.88Overvalued
CPRTUndervalued (+77.0%)

Margin of Safety

+77.0%

Fair Value

$172.07

Current Price

$30.96

$141.11 discount

UndervaluedFair: $172.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBZ4 strengths · Avg: 8.5/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Operating MarginProfitability
25.6%8/10

Strong operational efficiency at 25.6%

EPS GrowthGrowth
37.7%8/10

Earnings expanding 37.7% YoY

CPRT4 strengths · Avg: 10.0/10
Profit MarginProfitability
33.5%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
37.5%10/10

Strong operational efficiency at 37.5%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
9.0510/10

Safe zone — low bankruptcy risk

Areas to Watch

CBZ4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
1.3%4/10

1.3% revenue growth

Altman Z-ScoreHealth
1.524/10

Distress zone — elevated risk

Market CapQuality
$1.89B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.6%3/10

5.6% margin — thin

CPRT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.692/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CBZ

The strongest argument for CBZ centers on Price/Book, P/E Ratio, Operating Margin. PEG of 1.46 suggests the stock is reasonably priced for its growth.

Bull Case : CPRT

The strongest argument for CPRT centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 33.5% and operating margin at 37.5%.

Bear Case : CBZ

The primary concerns for CBZ are Revenue Growth, Altman Z-Score, Market Cap.

Bear Case : CPRT

The primary concerns for CPRT are Revenue Growth, EPS Growth, Piotroski F-Score.

Key Dynamics to Monitor

CPRT carries more volatility with a beta of 1.00 — expect wider price swings.

CPRT is growing revenue faster at 2.1% — sustainability is the question.

CPRT generates stronger free cash flow (503M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CBZ scores higher overall (71/100 vs 57/100). CPRT offers better value entry with a 77.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBIZ Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.

Copart Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Copart, Inc. or simply Copart is a global provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, Dubai, Bahrain, Oman and Finland.

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