WallStSmart

CBIZ Inc (CBZ)vsCintas Corporation (CTAS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cintas Corporation generates 307% more annual revenue ($11.26B vs $2.77B). CTAS leads profitability with a 17.7% profit margin vs 4.4%. CBZ appears more attractively valued with a PEG of 1.22. CTAS earns a higher WallStSmart Score of 58/100 (C).

CBZ

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 6.0Quality: 5.0
Piotroski: 5/9Altman Z: 1.59

CTAS

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 9.0Value: 2.7Quality: 7.0
Piotroski: 6/9Altman Z: 4.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CBZUndervalued (+11.8%)

Margin of Safety

+11.8%

Fair Value

$34.56

Current Price

$54.54

$19.98 discount

UndervaluedFair: $34.56Overvalued
CTASSignificantly Overvalued (-35.2%)

Margin of Safety

-35.2%

Fair Value

$148.24

Current Price

$201.50

$53.26 premium

UndervaluedFair: $148.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBZ1 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

CTAS4 strengths · Avg: 9.3/10
Return on EquityProfitability
38.9%10/10

Every $100 of equity generates 39 in profit

Altman Z-ScoreHealth
4.3310/10

Safe zone — low bankruptcy risk

Market CapQuality
$80.63B9/10

Large-cap with strong market position

Operating MarginProfitability
23.7%8/10

Strong operational efficiency at 23.7%

Areas to Watch

CBZ4 concerns · Avg: 3.5/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Profit MarginProfitability
4.4%3/10

4.4% margin — thin

Operating MarginProfitability
5.0%3/10

Operating margin of 5.0%

CTAS3 concerns · Avg: 2.7/10
Price/BookValuation
15.7x4/10

Trading at 15.7x book value

PEG RatioValuation
3.172/10

Expensive relative to growth rate

P/E RatioValuation
41.1x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CBZ

The strongest argument for CBZ centers on Price/Book. PEG of 1.22 suggests the stock is reasonably priced for its growth.

Bull Case : CTAS

The strongest argument for CTAS centers on Return on Equity, Altman Z-Score, Market Cap. Profitability is solid with margins at 17.7% and operating margin at 23.7%.

Bear Case : CBZ

The primary concerns for CBZ are P/E Ratio, Altman Z-Score, Profit Margin. Thin 4.4% margins leave little buffer for downturns.

Bear Case : CTAS

The primary concerns for CTAS are Price/Book, PEG Ratio, P/E Ratio. A P/E of 41.1x leaves little room for execution misses.

Key Dynamics to Monitor

CBZ profiles as a value stock while CTAS is a mature play — different risk/reward profiles.

CBZ carries more volatility with a beta of 0.92 — expect wider price swings.

CTAS is growing revenue faster at 8.9% — sustainability is the question.

CTAS generates stronger free cash flow (613M), providing more financial flexibility.

Bottom Line

CTAS scores higher overall (58/100 vs 47/100), backed by strong 17.7% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBIZ Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.

Cintas Corporation

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Cintas Corporation is an American corporation headquartered in Cincinnati, Ohio, which provides a range of products and services to businesses including uniforms, mats, mops, cleaning and restroom supplies, first aid and safety products, fire extinguishers and testing, and safety courses.

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