WallStSmart

Carlyle Secured Lending Inc (CGBD)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 13080% more annual revenue ($34.90B vs $264.78M). CGBD leads profitability with a 19.5% profit margin vs 8.8%. SLF appears more attractively valued with a PEG of 1.42. CGBD earns a higher WallStSmart Score of 55/100 (C).

CGBD

Buy

55

out of 100

Grade: C

Growth: 6.0Profit: 7.0Value: 5.0Quality: 3.5
Piotroski: 2/9Altman Z: 0.58

SLF

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 5.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CGBD4 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
74.0%10/10

Strong operational efficiency at 74.0%

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
16.8%8/10

16.8% revenue growth

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

CGBD4 concerns · Avg: 3.0/10
Market CapQuality
$739.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.6%3/10

ROE of 4.6% — below average capital efficiency

Debt/EquityHealth
1.243/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

SLF2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : CGBD

The strongest argument for CGBD centers on Price/Book, Operating Margin, P/E Ratio. Profitability is solid with margins at 19.5% and operating margin at 74.0%. Revenue growth of 16.8% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : CGBD

The primary concerns for CGBD are Market Cap, Return on Equity, Debt/Equity.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CGBD profiles as a growth stock while SLF is a value play — different risk/reward profiles.

SLF carries more volatility with a beta of 0.83 — expect wider price swings.

CGBD is growing revenue faster at 16.8% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

CGBD scores higher overall (55/100 vs 51/100), backed by strong 19.5% margins and 16.8% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carlyle Secured Lending Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

TCG BDC, Inc. is a closed undiversified investment company. The company is headquartered in New York, New York.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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