WallStSmart

The Chefs Warehouse Inc (CHEF)vsUnited Natural Foods Inc (UNFI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Natural Foods Inc generates 660% more annual revenue ($31.54B vs $4.15B). CHEF leads profitability with a 1.7% profit margin vs -25.0%. CHEF appears more attractively valued with a PEG of 1.08. CHEF earns a higher WallStSmart Score of 52/100 (C-).

CHEF

Buy

52

out of 100

Grade: C-

Growth: 5.3Profit: 5.0Value: 7.3Quality: 5.0

UNFI

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.7Quality: 5.8
Piotroski: 3/9Altman Z: 4.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CHEFSignificantly Overvalued (-461.7%)

Margin of Safety

-461.7%

Fair Value

$11.42

Current Price

$60.84

$49.42 premium

UndervaluedFair: $11.42Overvalued

Intrinsic value data unavailable for UNFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CHEF0 strengths · Avg: 0/10

No standout strengths identified

UNFI3 strengths · Avg: 9.3/10
Operating MarginProfitability
107.0%10/10

Strong operational efficiency at 107.0%

Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

CHEF4 concerns · Avg: 3.0/10
P/E RatioValuation
36.2x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

EPS GrowthGrowth
-9.6%2/10

Earnings declined 9.6%

UNFI4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-4.8%2/10

ROE of -4.8% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

EPS GrowthGrowth
-89.3%2/10

Earnings declined 89.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : CHEF

Revenue growth of 10.5% demonstrates continued momentum. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bull Case : UNFI

The strongest argument for UNFI centers on Operating Margin, Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : CHEF

The primary concerns for CHEF are P/E Ratio, Profit Margin, Operating Margin. Thin 1.7% margins leave little buffer for downturns.

Bear Case : UNFI

The primary concerns for UNFI are Piotroski F-Score, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

CHEF profiles as a value stock while UNFI is a turnaround play — different risk/reward profiles.

CHEF carries more volatility with a beta of 1.28 — expect wider price swings.

CHEF is growing revenue faster at 10.5% — sustainability is the question.

UNFI generates stronger free cash flow (243M), providing more financial flexibility.

Bottom Line

CHEF scores higher overall (52/100 vs 44/100) and 10.5% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Chefs Warehouse Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

The Chefs' Warehouse, Inc., distributes specialty food products in the United States and Canada. The company is headquartered in Ridgefield, Connecticut.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

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