WallStSmart

Performance Food Group Co (PFGC)vsUnited Natural Foods Inc (UNFI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Performance Food Group Co generates 107% more annual revenue ($64.34B vs $31.15B). PFGC leads profitability with a 0.6% profit margin vs 0.3%. PFGC appears more attractively valued with a PEG of 0.82. PFGC earns a higher WallStSmart Score of 60/100 (C).

PFGC

Buy

60

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 4.7Quality: 6.5
Piotroski: 5/9Altman Z: 4.28

UNFI

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 3.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: 4.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PFGCSignificantly Overvalued (-30.4%)

Margin of Safety

-30.4%

Fair Value

$69.21

Current Price

$93.94

$24.73 premium

UndervaluedFair: $69.21Overvalued

Intrinsic value data unavailable for UNFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PFGC4 strengths · Avg: 8.5/10
Altman Z-ScoreHealth
4.2810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.828/10

Growing faster than its price suggests

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
22.7%8/10

Earnings expanding 22.7% YoY

UNFI2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

PFGC4 concerns · Avg: 3.0/10
Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Operating MarginProfitability
2.2%3/10

Operating margin of 2.2%

Debt/EquityHealth
1.593/10

Elevated debt levels

UNFI4 concerns · Avg: 3.3/10
P/E RatioValuation
33.3x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
1.1%3/10

Operating margin of 1.1%

Debt/EquityHealth
1.973/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : PFGC

The strongest argument for PFGC centers on Altman Z-Score, PEG Ratio, Price/Book. PEG of 0.82 suggests the stock is reasonably priced for its growth.

Bull Case : UNFI

The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : PFGC

The primary concerns for PFGC are Return on Equity, Profit Margin, Operating Margin. A P/E of 42.3x leaves little room for execution misses. Debt-to-equity of 1.59 is elevated, increasing financial risk.

Bear Case : UNFI

The primary concerns for UNFI are P/E Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.97 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

PFGC carries more volatility with a beta of 0.88 — expect wider price swings.

PFGC is growing revenue faster at 7.3% — sustainability is the question.

PFGC generates stronger free cash flow (224M), providing more financial flexibility.

Monitor FOOD DISTRIBUTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PFGC scores higher overall (60/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Performance Food Group Co

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Performance Food Group Company, markets and distributes food and food-related products in the United States. The company is headquartered in Richmond, Virginia.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

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