WallStSmart

Choice Hotels International Inc (CHH)vsInterContinental Hotels Group PLC ADR (IHG)

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Smart Verdict

WallStSmart Research — data-driven comparison

InterContinental Hotels Group PLC ADR generates 429% more annual revenue ($5.19B vs $980.59M). CHH leads profitability with a 37.7% profit margin vs 14.6%. IHG appears more attractively valued with a PEG of 0.96. CHH earns a higher WallStSmart Score of 58/100 (C).

CHH

Buy

58

out of 100

Grade: C

Growth: 3.3Profit: 9.5Value: 7.3Quality: 4.5
Piotroski: 5/9Altman Z: 2.29

IHG

Hold

49

out of 100

Grade: D+

Growth: 6.0Profit: 6.5Value: 7.3Quality: 4.8
Piotroski: 5/9Altman Z: 1.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CHHSignificantly Overvalued (-103.0%)

Margin of Safety

-103.0%

Fair Value

$53.72

Current Price

$99.38

$45.66 premium

UndervaluedFair: $53.72Overvalued
IHGSignificantly Overvalued (-56.5%)

Margin of Safety

-56.5%

Fair Value

$93.11

Current Price

$134.14

$41.03 premium

UndervaluedFair: $93.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CHH4 strengths · Avg: 9.5/10
Return on EquityProfitability
54.4%10/10

Every $100 of equity generates 54 in profit

Profit MarginProfitability
37.7%10/10

Keeps 38 of every $100 in revenue as profit

Operating MarginProfitability
45.0%10/10

Strong operational efficiency at 45.0%

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

IHG2 strengths · Avg: 8.0/10
PEG RatioValuation
0.968/10

Growing faster than its price suggests

Operating MarginProfitability
21.6%8/10

Strong operational efficiency at 21.6%

Areas to Watch

CHH4 concerns · Avg: 3.0/10
PEG RatioValuation
1.904/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

Price/BookValuation
25.0x2/10

Trading at 25.0x book value

EPS GrowthGrowth
-13.6%2/10

Earnings declined 13.6%

IHG4 concerns · Avg: 3.8/10
P/E RatioValuation
27.2x4/10

Moderate valuation

Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CHH

The strongest argument for CHH centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 37.7% and operating margin at 45.0%.

Bull Case : IHG

The strongest argument for IHG centers on PEG Ratio, Operating Margin. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bear Case : CHH

The primary concerns for CHH are PEG Ratio, Revenue Growth, Price/Book. Debt-to-equity of 11.11 is elevated, increasing financial risk.

Bear Case : IHG

The primary concerns for IHG are P/E Ratio, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

IHG carries more volatility with a beta of 1.07 — expect wider price swings.

IHG is growing revenue faster at 2.7% — sustainability is the question.

IHG generates stronger free cash flow (563M), providing more financial flexibility.

Monitor LODGING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CHH scores higher overall (58/100 vs 49/100), backed by strong 37.7% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Choice Hotels International Inc

CONSUMER CYCLICAL · LODGING · USA

Choice Hotels International, Inc. is a global hotel franchisor. The company is headquartered in Rockville, Maryland.

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InterContinental Hotels Group PLC ADR

CONSUMER CYCLICAL · LODGING · USA

InterContinental Hotels Group PLC owns, manages, franchises, and leases hotels in the Americas, Europe, Asia, the Middle East, Africa, and Greater China. The company is headquartered in Denham, the United Kingdom.

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