WallStSmart

Clipper Realty Inc (CLPR)vsEquity Residential (EQR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equity Residential generates 1960% more annual revenue ($3.13B vs $151.92M). EQR leads profitability with a 28.0% profit margin vs -7.1%. EQR earns a higher WallStSmart Score of 49/100 (D+).

CLPR

Avoid

32

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 6.7Quality: 7.0
Piotroski: 4/9Altman Z: 0.11

EQR

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 7.5Value: 4.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CLPRUndervalued (+49.0%)

Margin of Safety

+49.0%

Fair Value

$6.68

Current Price

$3.33

$3.35 discount

UndervaluedFair: $6.68Overvalued
EQROvervalued (-8.5%)

Margin of Safety

-8.5%

Fair Value

$59.60

Current Price

$65.97

$6.37 premium

UndervaluedFair: $59.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CLPR2 strengths · Avg: 9.0/10
Debt/EquityHealth
-35.1710/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

EQR3 strengths · Avg: 8.3/10
Profit MarginProfitability
28.0%9/10

Keeps 28 of every $100 in revenue as profit

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

Areas to Watch

CLPR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$115.96M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-399.9%2/10

ROE of -399.9% — below average capital efficiency

Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

EQR4 concerns · Avg: 3.0/10
P/E RatioValuation
28.9x4/10

Moderate valuation

Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

PEG RatioValuation
8.152/10

Expensive relative to growth rate

EPS GrowthGrowth
-39.9%2/10

Earnings declined 39.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CLPR

The strongest argument for CLPR centers on Debt/Equity, Operating Margin.

Bull Case : EQR

The strongest argument for EQR centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 28.0% and operating margin at 27.9%.

Bear Case : CLPR

The primary concerns for CLPR are EPS Growth, Market Cap, Return on Equity.

Bear Case : EQR

The primary concerns for EQR are P/E Ratio, Revenue Growth, PEG Ratio.

Key Dynamics to Monitor

CLPR profiles as a turnaround stock while EQR is a value play — different risk/reward profiles.

CLPR carries more volatility with a beta of 0.94 — expect wider price swings.

EQR is growing revenue faster at 2.1% — sustainability is the question.

EQR generates stronger free cash flow (184M), providing more financial flexibility.

Bottom Line

EQR scores higher overall (49/100 vs 32/100), backed by strong 28.0% margins. CLPR offers better value entry with a 49.0% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Clipper Realty Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Clipper Realty Inc. is a New York-based real estate investment trust (REIT) specializing in the acquisition, ownership, and management of multifamily residential properties, encompassing both rent-regulated and market-rate units. With a strategically diversified portfolio concentrated in high-demand urban markets, Clipper Realty is well-positioned to capitalize on the increasing trend towards urban living, aiming to enhance property values and deliver strong shareholder returns. Supported by a seasoned management team, the company is committed to sustainable growth and offers an attractive risk-adjusted investment opportunity in the urban multifamily segment.

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Equity Residential

REAL ESTATE · REIT - RESIDENTIAL · USA

Equity Residential is a publicly traded real estate investment trust that invests in apartments.

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