WallStSmart

Clipper Realty Inc (CLPR)vsSun Communities Inc (SUI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Communities Inc generates 1435% more annual revenue ($2.33B vs $151.92M). CLPR leads profitability with a -7.1% profit margin vs -37.4%. SUI earns a higher WallStSmart Score of 40/100 (F).

CLPR

Avoid

32

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 6.7Quality: 7.0
Piotroski: 4/9Altman Z: 0.11

SUI

Hold

40

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 4.7Quality: 6.0
Piotroski: 5/9Altman Z: 0.56
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CLPRUndervalued (+49.0%)

Margin of Safety

+49.0%

Fair Value

$6.68

Current Price

$3.33

$3.35 discount

UndervaluedFair: $6.68Overvalued
SUIUndervalued (+38.6%)

Margin of Safety

+38.6%

Fair Value

$208.11

Current Price

$123.29

$84.82 discount

UndervaluedFair: $208.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CLPR2 strengths · Avg: 9.0/10
Debt/EquityHealth
-35.1710/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

SUI2 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.2%8/10

Strong operational efficiency at 23.2%

Areas to Watch

CLPR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$115.96M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-399.9%2/10

ROE of -399.9% — below average capital efficiency

Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

SUI4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

PEG RatioValuation
8.162/10

Expensive relative to growth rate

P/E RatioValuation
158.3x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-15.6%2/10

ROE of -15.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CLPR

The strongest argument for CLPR centers on Debt/Equity, Operating Margin.

Bull Case : SUI

The strongest argument for SUI centers on Price/Book, Operating Margin.

Bear Case : CLPR

The primary concerns for CLPR are EPS Growth, Market Cap, Return on Equity.

Bear Case : SUI

The primary concerns for SUI are Revenue Growth, PEG Ratio, P/E Ratio. A P/E of 158.3x leaves little room for execution misses.

Key Dynamics to Monitor

CLPR carries more volatility with a beta of 0.94 — expect wider price swings.

SUI is growing revenue faster at 0.2% — sustainability is the question.

SUI generates stronger free cash flow (206M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SUI scores higher overall (40/100 vs 32/100). CLPR offers better value entry with a 49.0% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Clipper Realty Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Clipper Realty Inc. is a New York-based real estate investment trust (REIT) specializing in the acquisition, ownership, and management of multifamily residential properties, encompassing both rent-regulated and market-rate units. With a strategically diversified portfolio concentrated in high-demand urban markets, Clipper Realty is well-positioned to capitalize on the increasing trend towards urban living, aiming to enhance property values and deliver strong shareholder returns. Supported by a seasoned management team, the company is committed to sustainable growth and offers an attractive risk-adjusted investment opportunity in the urban multifamily segment.

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Sun Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Sun Communities Inc. (SUI) is a prominent real estate investment trust (REIT) specializing in acquiring, developing, and managing a diverse array of manufactured housing and recreational vehicle (RV) communities throughout the U.S. and Canada. With a robust portfolio of over 600 properties, the company emphasizes long-term value creation by generating consistent rental income and enhancing tenant experiences. Sun Communities is dedicated to sustainability and responsible land use, positioning itself as a strong contender in the burgeoning affordable housing market, appealing to institutional investors looking for stability and growth in their portfolios.

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