WallStSmart

Cummins Inc (CMI)vsTrex Company Inc (TREX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 2767% more annual revenue ($33.67B vs $1.17B). TREX leads profitability with a 16.2% profit margin vs 8.4%. TREX appears more attractively valued with a PEG of 1.00. CMI earns a higher WallStSmart Score of 59/100 (C).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

TREX

Buy

51

out of 100

Grade: C-

Growth: 2.7Profit: 7.0Value: 8.0Quality: 5.8
Piotroski: 2/9Altman Z: 4.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
TREXUndervalued (+56.5%)

Margin of Safety

+56.5%

Fair Value

$101.25

Current Price

$39.63

$61.62 discount

UndervaluedFair: $101.25Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

TREX2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.2410/10

Safe zone — low bankruptcy risk

PEG RatioValuation
1.008/10

Growing faster than its price suggests

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

TREX4 concerns · Avg: 2.5/10
Operating MarginProfitability
2.2%3/10

Operating margin of 2.2%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.9%2/10

Revenue declined 3.9%

EPS GrowthGrowth
-89.4%2/10

Earnings declined 89.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : TREX

The strongest argument for TREX centers on Altman Z-Score, PEG Ratio. Profitability is solid with margins at 16.2% and operating margin at 2.2%. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : TREX

The primary concerns for TREX are Operating Margin, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

CMI profiles as a value stock while TREX is a declining play — different risk/reward profiles.

TREX carries more volatility with a beta of 1.61 — expect wider price swings.

CMI is growing revenue faster at 1.1% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Bottom Line

CMI scores higher overall (59/100 vs 51/100). TREX offers better value entry with a 56.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Trex Company Inc

INDUSTRIALS · BUILDING PRODUCTS & EQUIPMENT · USA

Trex Company, Inc. manufactures and distributes wood-plastic composite products and related accessories primarily for residential deck and railing applications in the United States. The company is headquartered in Winchester, Virginia.

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