WallStSmart

Commerce.com, Inc. (CMRC)vsNVIDIA Corporation (NVDA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVIDIA Corporation generates 72990% more annual revenue ($253.49B vs $346.82M). NVDA leads profitability with a 0.6% profit margin vs -4.4%. NVDA earns a higher WallStSmart Score of 80/100 (A-).

CMRC

Hold

35

out of 100

Grade: F

Growth: 5.3Profit: 3.5Value: 6.7Quality: 4.0
Piotroski: 5/9Altman Z: -1.38

NVDA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 6.0Profit: 5.5Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 6.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMRCUndervalued (+88.9%)

Margin of Safety

+88.9%

Fair Value

$24.67

Current Price

$3.30

$21.37 discount

UndervaluedFair: $24.67Overvalued
NVDASignificantly Overvalued (-65.1%)

Margin of Safety

-65.1%

Fair Value

$119.30

Current Price

$190.01

$70.71 premium

UndervaluedFair: $119.30Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMRC0 strengths · Avg: 0/10

No standout strengths identified

NVDA6 strengths · Avg: 9.7/10
Market CapQuality
$5.01T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
81.7%10/10

Every $100 of equity generates 82 in profit

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Free Cash FlowQuality
$48.59B10/10

Generating 48.6B in free cash flow

Altman Z-ScoreHealth
6.7510/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.588/10

Growing faster than its price suggests

Areas to Watch

CMRC4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$214.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-32.5%2/10

ROE of -32.5% — below average capital efficiency

Altman Z-ScoreHealth
-1.382/10

Distress zone — elevated risk

NVDA4 concerns · Avg: 3.8/10
P/E RatioValuation
32.0x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.9%4/10

0.9% revenue growth

EPS GrowthGrowth
2.1%4/10

2.1% earnings growth

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CMRC

CMRC has a balanced fundamental profile.

Bull Case : NVDA

The strongest argument for NVDA centers on Market Cap, Return on Equity, Debt/Equity. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bear Case : CMRC

The primary concerns for CMRC are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 3.52 is elevated, increasing financial risk.

Bear Case : NVDA

The primary concerns for NVDA are P/E Ratio, Revenue Growth, EPS Growth. Thin 0.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

CMRC profiles as a turnaround stock while NVDA is a value play — different risk/reward profiles.

NVDA carries more volatility with a beta of 2.21 — expect wider price swings.

CMRC is growing revenue faster at 5.4% — sustainability is the question.

NVDA generates stronger free cash flow (48.6B), providing more financial flexibility.

Bottom Line

NVDA scores higher overall (80/100 vs 35/100). CMRC offers better value entry with a 88.9% margin of safety. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Commerce.com, Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Commerce.com, Inc. operates a software-as-a-service e-commerce platform for brands and retailers in the United States, North and South America, Europe, the Middle East, Africa, and the Asia Pacific. The company is headquartered in Austin, Texas.

NVIDIA Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Nvidia Corporation is an American multinational technology company incorporated in Delaware and based in Santa Clara, California. It designs graphics processing units (GPUs) for the gaming and professional markets, as well as system on a chip units (SoCs) for the mobile computing and automotive market.

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