WallStSmart

CNH Industrial N.V. (CNH)vsFranklin Electric Co Inc (FELE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 731% more annual revenue ($18.09B vs $2.18B). FELE leads profitability with a 6.9% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. FELE earns a higher WallStSmart Score of 54/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

FELE

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 6.0Value: 4.0Quality: 8.0
Piotroski: 3/9Altman Z: 4.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

FELEOvervalued (-9.6%)

Margin of Safety

-9.6%

Fair Value

$100.05

Current Price

$98.56

$1.49 premium

UndervaluedFair: $100.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

FELE2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
4.0010/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

FELE4 concerns · Avg: 3.5/10
PEG RatioValuation
1.884/10

Expensive relative to growth rate

P/E RatioValuation
31.2x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : FELE

The strongest argument for FELE centers on Altman Z-Score, Debt/Equity.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : FELE

The primary concerns for FELE are PEG Ratio, P/E Ratio, Profit Margin.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

FELE is growing revenue faster at 9.9% — sustainability is the question.

FELE generates stronger free cash flow (-50M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FELE scores higher overall (54/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Franklin Electric Co Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Franklin Electric Co., Inc. designs, manufactures and distributes fuel and water pumping systems worldwide. The company is headquartered in Fort Wayne, Indiana.

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