WallStSmart

CNH Industrial N.V. (CNH)vsNAPCO Security Technologies Inc (NSSC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 9323% more annual revenue ($18.09B vs $192.03M). NSSC leads profitability with a 24.7% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

NSSC

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 9.0Value: 3.7Quality: 8.5
Piotroski: 3/9Altman Z: 7.36
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for NSSC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

NSSC5 strengths · Avg: 9.2/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.3610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.4%9/10

Every $100 of equity generates 26 in profit

Profit MarginProfitability
24.7%9/10

Keeps 25 of every $100 in revenue as profit

EPS GrowthGrowth
21.4%8/10

Earnings expanding 21.4% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

NSSC4 concerns · Avg: 3.5/10
P/E RatioValuation
34.2x4/10

Premium valuation, high expectations priced in

Price/BookValuation
8.7x4/10

Trading at 8.7x book value

Market CapQuality
$1.61B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : NSSC

The strongest argument for NSSC centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 24.7% and operating margin at 17.8%.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : NSSC

The primary concerns for NSSC are P/E Ratio, Price/Book, Market Cap.

Key Dynamics to Monitor

CNH profiles as a value stock while NSSC is a mature play — different risk/reward profiles.

NSSC carries more volatility with a beta of 1.48 — expect wider price swings.

NSSC is growing revenue faster at 7.6% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

NAPCO Security Technologies Inc

INDUSTRIALS · SECURITY & PROTECTION SERVICES · USA

Napco Security Technologies, Inc. develops, manufactures, and sells security products in the United States and internationally. The company is headquartered in Amityville, New York.

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