WallStSmart

CNH Industrial N.V. (CNH)vsConstruction Partners Inc (ROAD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 491% more annual revenue ($18.09B vs $3.06B). ROAD leads profitability with a 4.0% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. ROAD earns a higher WallStSmart Score of 58/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

ROAD

Buy

58

out of 100

Grade: C

Growth: 10.0Profit: 5.5Value: 3.3Quality: 5.3
Piotroski: 3/9Altman Z: 1.64
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued
ROADOvervalued (-13.2%)

Margin of Safety

-13.2%

Fair Value

$118.60

Current Price

$115.35

$3.25 premium

UndervaluedFair: $118.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

ROAD2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
44.1%10/10

Revenue surging 44.1% year-over-year

EPS GrowthGrowth
80.9%10/10

Earnings expanding 80.9% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

ROAD4 concerns · Avg: 3.5/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

Profit MarginProfitability
4.0%3/10

4.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : ROAD

The strongest argument for ROAD centers on Revenue Growth, EPS Growth. Revenue growth of 44.1% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : ROAD

The primary concerns for ROAD are PEG Ratio, Altman Z-Score, Profit Margin. A P/E of 52.2x leaves little room for execution misses. Thin 4.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

CNH profiles as a value stock while ROAD is a hypergrowth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

ROAD is growing revenue faster at 44.1% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

ROAD scores higher overall (58/100 vs 57/100) and 44.1% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Construction Partners Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Construction Partners, Inc., a civil infrastructure company, is engaged in the construction and maintenance of highways in Alabama, Florida, Georgia, North Carolina, and South Carolina. The company is headquartered in Dothan, Alabama.

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