ConnectOne Bancorp Inc (CNOB)vsICICI Bank Limited (IBN)
CNOB
ConnectOne Bancorp Inc
$26.27
-0.30%
FINANCIAL SERVICES · Cap: $1.32B
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 574939% more annual revenue ($1.92T vs $334.71M). IBN leads profitability with a 27.5% profit margin vs 24.0%. IBN appears more attractively valued with a PEG of 0.53. CNOB earns a higher WallStSmart Score of 80/100 (A-).
CNOB
Exceptional Buy80
out of 100
Grade: A-
IBN
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+63.8%
Fair Value
$75.82
Current Price
$26.27
$49.55 discount
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 52.2%
Revenue surging 59.7% year-over-year
Earnings expanding 53.1% YoY
Keeps 24 of every $100 in revenue as profit
Attractively priced relative to earnings
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 5.7% — below average capital efficiency
3.0% revenue growth
Earnings declined 3.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : CNOB
The strongest argument for CNOB centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 24.0% and operating margin at 52.2%. Revenue growth of 59.7% demonstrates continued momentum.
Bull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bear Case : CNOB
The primary concerns for CNOB are PEG Ratio, Market Cap, Return on Equity.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
CNOB profiles as a growth stock while IBN is a value play — different risk/reward profiles.
CNOB carries more volatility with a beta of 1.11 — expect wider price swings.
CNOB is growing revenue faster at 59.7% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CNOB scores higher overall (80/100 vs 69/100), backed by strong 24.0% margins and 59.7% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ConnectOne Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ConnectOne Bancorp, Inc. is the banking holding company for ConnectOne Bank, a licensed commercial bank offering a variety of commercial banking products and services. The company is headquartered in Englewood Cliffs, New Jersey.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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