WallStSmart

Coinbase Global Inc (COIN)vsWells Fargo & Company (WFC)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 1274% more annual revenue ($83.03B vs $6.04B). WFC leads profitability with a 27.2% profit margin vs -16.3%. WFC appears more attractively valued with a PEG of 1.41. WFC earns a higher WallStSmart Score of 78/100 (B+).

COIN

Avoid

34

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 4.7Quality: 5.5
Piotroski: 2/9Altman Z: 1.78

WFC

Strong Buy

78

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 7.0Quality: 3.0
Piotroski: 4/9Altman Z: -0.38

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COIN2 strengths · Avg: 9.5/10
EPS GrowthGrowth
430.6%10/10

Earnings expanding 430.6% YoY

Market CapQuality
$52.27B9/10

Large-cap with strong market position

WFC6 strengths · Avg: 9.2/10
Market CapQuality
$247.67B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Operating MarginProfitability
37.4%10/10

Strong operational efficiency at 37.4%

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

Areas to Watch

COIN4 concerns · Avg: 3.3/10
PEG RatioValuation
2.404/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.784/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-7.5%2/10

ROE of -7.5% — below average capital efficiency

WFC2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
-0.382/10

Distress zone — elevated risk

Debt/EquityHealth
2.551/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : COIN

The strongest argument for COIN centers on EPS Growth, Market Cap.

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, P/E Ratio, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 37.4%. PEG of 1.41 suggests the stock is reasonably priced for its growth.

Bear Case : COIN

The primary concerns for COIN are PEG Ratio, Altman Z-Score, Piotroski F-Score.

Bear Case : WFC

The primary concerns for WFC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.55 is elevated, increasing financial risk.

Key Dynamics to Monitor

COIN profiles as a turnaround stock while WFC is a mature play — different risk/reward profiles.

COIN carries more volatility with a beta of 3.39 — expect wider price swings.

WFC is growing revenue faster at 9.5% — sustainability is the question.

WFC generates stronger free cash flow (6.8B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (78/100 vs 34/100), backed by strong 27.2% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Coinbase Global Inc

FINANCIAL SERVICES · FINANCIAL DATA & STOCK EXCHANGES · USA

Coinbase Global, Inc. provides financial infrastructure and technology for the crypto economy. The company is headquartered in Wilmington, Delaware.

Visit Website →

Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

Want to dig deeper into these stocks?