WallStSmart

Chesapeake Utilities Corporation (CPK)vsNewJersey Resources Corporation (NJR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NewJersey Resources Corporation generates 124% more annual revenue ($2.23B vs $993.50M). NJR leads profitability with a 16.4% profit margin vs 15.1%. CPK appears more attractively valued with a PEG of 2.20. NJR earns a higher WallStSmart Score of 57/100 (C).

CPK

Buy

57

out of 100

Grade: C

Growth: 5.3Profit: 7.5Value: 4.0Quality: 3.0
Piotroski: 3/9Altman Z: 0.97

NJR

Buy

57

out of 100

Grade: C

Growth: 5.3Profit: 6.5Value: 4.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPKSignificantly Overvalued (-23.5%)

Margin of Safety

-23.5%

Fair Value

$105.57

Current Price

$129.82

$24.25 premium

UndervaluedFair: $105.57Overvalued
NJRSignificantly Overvalued (-63.1%)

Margin of Safety

-63.1%

Fair Value

$32.41

Current Price

$53.16

$20.75 premium

UndervaluedFair: $32.41Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPK2 strengths · Avg: 8.0/10
Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
26.2%8/10

Strong operational efficiency at 26.2%

NJR3 strengths · Avg: 8.0/10
P/E RatioValuation
15.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.8%8/10

16.8% revenue growth

Areas to Watch

CPK4 concerns · Avg: 3.8/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

EPS GrowthGrowth
2.9%4/10

2.9% earnings growth

Debt/EquityHealth
1.013/10

Elevated debt levels

NJR3 concerns · Avg: 3.0/10
PEG RatioValuation
2.284/10

Expensive relative to growth rate

Debt/EquityHealth
1.473/10

Elevated debt levels

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CPK

The strongest argument for CPK centers on Price/Book, Operating Margin. Profitability is solid with margins at 15.1% and operating margin at 26.2%.

Bull Case : NJR

The strongest argument for NJR centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 16.4% and operating margin at 9.1%. Revenue growth of 16.8% demonstrates continued momentum.

Bear Case : CPK

The primary concerns for CPK are PEG Ratio, Revenue Growth, EPS Growth.

Bear Case : NJR

The primary concerns for NJR are PEG Ratio, Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

CPK profiles as a value stock while NJR is a growth play — different risk/reward profiles.

CPK carries more volatility with a beta of 0.68 — expect wider price swings.

NJR is growing revenue faster at 16.8% — sustainability is the question.

NJR generates stronger free cash flow (25M), providing more financial flexibility.

Bottom Line

CPK scores higher overall (57/100 vs 57/100), backed by strong 15.1% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chesapeake Utilities Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

Chesapeake Utilities Corporation is a power supply company. The company is headquartered in Dover, Delaware.

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NewJersey Resources Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

New Jersey Resources Corporation, an energy services portfolio company, provides regulated gas distribution and retail and wholesale energy services. The company is headquartered in Wall, New Jersey.

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